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697 Yvonne Dr SW, Concord, NC, 28027

4beds
3baths
2,376sqft
$425,000
$179price/sqft
$2,799/moest. monthly cost
$111,960/yrincome needed

About This Home

Welcome to Your Concord Sanctuary! Nestled on a cul-de-sac street in one of Concord’s most sought-after neighborhoods, this impressive two-story, 2,366-square-foot residence offers the perfect blend of elegance and modern functionality. Featuring four bedrooms and 2.5 bathrooms, the layout is family-perfect. As you cross the threshold, the home opens up into a bright, airy floor plan illuminated by abundant natural light. Striking tray ceilings and elegant structural columns define the space, complemented by gorgeous premium flooring underfoot. A cozy fireplace serves as the centerpiece of the main living area, creating an inviting atmosphere for quiet evenings or movie nights. Culinary enthusiasts will appreciate the sleek granite countertops, high-end stainless steel appliances, and rich wood cabinetry that offer both style and storage. Head upstairs to discover a private retreat tailored to your lifestyle needs. Soft carpeting runs throughout the upper floor. The secondary bedrooms provide excellent versatility, easily transforming into a dedicated home office, a fitness room, or a nursery. This massive owner's suite acts as a personal haven. It features an expansive walk-in closet and a spa-like bathroom complete with a deep soaking tub and shower combination—ideal for melting away the day's stress. The property truly shines out back, where trees are your only view. The generous yard provides a secure, expansive area for outdoor activities, pets, and play. Whether you are hosting summer barbecues, celebrating milestone holidays, or just relaxing on the weekend, this exterior space is built for making memories. Don't miss the opportunity to experience this exceptional property in person. Contact us today to arrange your private tour. Bonus for buyers: refrigerator, washer, and dryer all convey with a strong offer!

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Jay M Robinson HighGrades 9-121.7 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Oven,Gas Range,Gas Water Heater,Refrigerator,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 2,376

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,376
  • Total interior livable area: 2,376 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55087285640000
  • Zoning: RM-2-CU
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.23 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$128$1,536
Property Taxes $301$3,612
Electricity $221$2,655
Total$2,799$33,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,965/yr
40% on housing$83,970/yr
45% on housing$74,640/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 28027$183
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28027$205
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$425,000
2023-03-30Sold$380,000
2023-02-16Price change$385,000
2023-02-03Listed for sale$400,000
2020-11-06Sold$291,000
2020-09-18Listed for sale$289,900
2013-07-30Sold$172,341
2013-05-13Listed for sale$194,900
2013-01-11Sold$179,100
2007-06-25Sold$224,000

For Sale by Agent

AgentBruce Hurley
BrokerageMark Spain Real Estate

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