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8423 Mossycup Trl, Harrisburg, NC, 28075

6beds
4baths
4,132sqft
$675,000
$163price/sqft
$4,582/moest. monthly cost
$183,280/yrincome needed

About This Home

Welcome to 8423 Mossy Cup Trail, a beautifully maintained freshly painted 3-story home in one of Harrisburg’s most desirable communities, offering the perfect blend of space, function, and curb appeal. From the quiet, tree-lined street to the inviting front elevation, this home makes a strong first impression. Inside, a light-filled foyer opens to flexible formal and casual spaces ideal for both entertaining and everyday living. The main level features a dedicated dining area plus an open kitchen and family room, creating a natural gathering spot with great flow. The kitchen offers generous cabinet storage, ample counter space, and an island/breakfast bar, with clear sightlines to the family room and backyard. With multiple bedrooms and baths, there is plenty of room for guests, home offices, or hobbies. The private primary suite is tucked upstairs with an en-suite bath and walk-in closet, while secondary bedrooms are well sized and versatile. Outdoor living is easy here with a usable backyard that’s perfect for grilling, play, or relaxing after a long day. Conveniently located near Harrisburg shopping, dining, parks, and major commuter routes, this home delivers the space you want in a location that keeps daily life simple. Come see how effortlessly you can make this house your next home.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
3
BikeSomewhat Bikeable

Schools

10/10
Harrisburg ElementaryGrades PK-51.6 mi
10/10
Hickory Ridge MiddleGrades 6-80.8 mi
6/10
Hickory Ridge HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Water Heater,Microwave
  • Laundry features: Utility Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Den

  • Level: Main

Dining Room

  • Level: Main

Features

  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 4,132

Flex Space

  • Level: Third

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,333
  • Total interior livable area: 4,132 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55160687870000
  • Zoning: RM
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Community
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$213$2,556
Property Taxes $572$6,864
Electricity $384$4,618
Total$4,582$54,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,097/yr
40% on housing$137,460/yr
45% on housing$122,186/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$192
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$690,000
2007-10-24Sold$319,500

For Sale by Agent

AgentTiara Lansky
BrokerageIvester Jackson Christie's

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