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6629 Thistle Down Dr, Harrisburg, NC, 28075

5beds
4baths
3,140sqft
$408,000
$130price/sqft
$2,828/moest. monthly cost
$113,120/yrincome needed

About This Home

$4,000 Buyer Credit with preferred lender! Tucked away in one of Harrisburgs favorite neighborhoods, Canterfield Estates. This massive 5 bedroom, 3.5 bath home is ready for its new owners! Firstly the neighborhood features an amazing pool with a covered lounging area, picnic tables, an updated play ground, perfect for all of your summer activities for years to come. This home is conveniently located right off Pharr Mill RD. Entering this home you are immediately greeted by a lovely living room and formal dining room with stunning arch details and plenty of room to entertain. Large open concept kitchen, family room, and sunroom. Kitchen features bright white cabinets and timeless granite countertops with stainless steel appliances, plenty of cabinet space for storage and a pantry. Huge family room with tons of room for large holiday get togethers. Upstairs features a loft area perfect for an additional living room or reworked into home gym, or flex space. Great separate guest room suite with full bathroom perfect for overnight guest. Three additional bedrooms all with great size and lots of closet space. Spacious primary bedroom suite with more than enough room for bedroom furniture and a sitting area or glam station. Primary bath has a nice jetted soaking tub, stand up shower and features double sinks and a linen closet. Nicely appointed backyard with plenty of room for your BBQ grill. Schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Patriots ElementaryGrades K-51.3 mi
3/10
4/10
Jay M Robinson HighGrades 9-124.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Cedar Shake,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Oven,Electric Range,Microwave,Refrigerator
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Soaking Tub,Kitchen Island,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry,Other - See Remarks
  • Door features: Insulated Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Vinyl
  • Fireplace features: Gas,Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,140

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,140
  • Total interior livable area: 3,140 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55273609250000
  • Zoning: RL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: Back Yard

Lot

  • Lot size: 0.16 Acres
  • Features: Level
  • Lot size dimensions: 60 x 115 x 60 x 116

Parking

  • Total spaces: 4
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,063$24,756
Home Insurance *$128$1,536
Property Taxes $345$4,140
Electricity $292$3,509
Total$2,828$33,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,960/yr
40% on housing$84,840/yr
45% on housing$75,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$192
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-27Price change$449,000
2026-04-10Listed for sale$455,000
2009-08-14Sold$182,500
2009-01-02Sold$177,000
2006-07-03Sold$220,000

For Sale by Agent

AgentDarien Swain
BrokerageModern Nest Realty LLC

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