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7332 Milltown Ct SW, Concord, NC, 28025

5beds
4baths
3,197sqft
$509,000
$159price/sqft
$3,488/moest. monthly cost
$139,520/yrincome needed

About This Home

Welcome home to this fabulous, spacious, yet comfortable 3-story home in an amenity rich neighborhood, The Mills @ Rocky River. With neighborhood elementary and middle schools literally located in-the-neighborhood, and your very own fuel station and convenience store located as you enter The Mills, you'll know you've picked one of Cabarrus County's favorite communities. Enjoy resort-style neighborhood amenities including a pool, clubhouse, fitness center, and playground. This home sits proudly in a beautiful "Hometown USA" cul-de-sac and includes a lovely and spacious rear yard with a fabulous deck for your summer grilling. The garage is over-sized and includes a utility sink. Inside, you will find an open first level floorplan that has two formal rooms, one with french doors for a fabulous office. There is abundant recessed lighting in this home. And the great room is spacious, with a cozy feel including a gas log fireplace. Level 2 features roomy bedroom spaces and a fabulous owner's suite with dual walk-in closets and an attached bath. Don't miss the fresh paint and brand new carpet! Bedroom 4 functions as a flexible rec room or bonus space. And level three is a space unto itself with the ability to be bedroom 5, a guest suite, or a recreation room with a full bathroom. HVAC was replaced in 2022 and includes 4 thermostats to help you zone your heating and cooling needs. Currently assigned to the highly rated Hickory Ridge High School in Harrisburg, this home is minutes from fabulous parks and abundant food and shopping options in Harrisburg or Concord. Just minutes from I-485 to get you where you need to go in metro Charlotte.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

5/10
Patriots ElementaryGrades K-50.4 mi
4/10
6/10
Hickory Ridge HighGrades 9-123.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Range,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Bathroom Full

  • Level: Third

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Breakfast

  • Level: Main

Dining Area

  • Level: Main

Features

  • Attic Other,Breakfast Bar,Open Floorplan,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Hardwood,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Attic: Other
  • Finished area below ground: 0
  • Finished area above ground: 3,197

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Central Air,Multi Units,Zoned

Interior Area

  • Total structure area: 2,760
  • Total interior livable area: 3,197 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Office

  • Level: Main

Other

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55278304710000
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: Three Or More
  • Stories: 3
  • Pool features: Community
  • Patio & porch: Deck
  • Fencing: Fenced

Lot

  • Lot size: 0.36 Acres
  • Features: Cul-De-Sac
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,573$30,876
Home Insurance *$202$2,424
Property Taxes $416$4,992
Electricity $297$3,573
Total$3,488$41,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,588/yr
40% on housing$104,640/yr
45% on housing$93,013/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$157
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-26Price change$529,900
2026-03-23Listed for sale$539,900
2017-05-31Sold$295,000
2007-11-20Sold$328,000

For Sale by Agent

AgentJon Zavodny
BrokerageBeckett Avenue Realty

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