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8458 Mossycup Trl, Harrisburg, NC, 28075

5beds
4baths
3,875sqft
$625,000
$161price/sqft
$4,246/moest. monthly cost
$169,840/yrincome needed

About This Home

Meticulously Cared for! Home on the Cul-de-sac. Partial Brick with Inviting Front Porch. Two Story Foyer with hardwoods. Formal Living Room, Formal Dining Room with Trey Ceiling. Office with Double Doors. Large Two Story Great Room with Hardwoods and Gas Log Fireplace. Gourmet Kitchen has Granite Countertops, Tile Backsplash, Cherry Cabinets, Center Island, and SS Appl. Huge Primary Bedroom with Trey Ceiling and Sitting area with Clipped Ceiling. Large Primary Bathroom with Separate Shower and Tub along with Separate Vanities. 3 Secondary Bedrooms on the 2nd floor. 3rd Floor has Bedroom and Full Bathroom and Huge Bonus Room. Ceiling Fans in all the Bedrooms, Living Room, Office, Great Room, Breakfast Area, and Bonus Room. Rear Yard is fenced in with a Custom Extended Patio that overlooks Private Treed Area. Updating includes Kitchen Microwave, Dishwasher and Disposal in 2016, 30 Year Architectural Roof 2017, Kitchen Stovetop 2020, 3 New A/C Units in 2023. Community has Pool. Tennis Courts, and Playground. Neighborhood is conveniently located to 485, Harrisburg Town Center, Publix, Shopping, Restaurants, and Pharr Mill Park. This is a Must See!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

10/10
Harrisburg ElementaryGrades PK-51.6 mi
10/10
Hickory Ridge MiddleGrades 6-80.8 mi
6/10
Hickory Ridge HighGrades 9-120.8 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven,Exhaust Fan,Gas Water Heater,Microwave,Plumbed For Ice Maker,Self Cleaning Oven
  • Laundry features: Utility Room

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Third

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Third

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Features

  • Door features: Storm Door(s)
  • Window features: Insulated Windows
  • Flooring: Carpet,Tile,Vinyl
  • Fireplace features: Gas Log,Great Room
  • Finished area below ground: 0
  • Finished area above ground: 3,875

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,091
  • Total interior livable area: 3,875 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55161638080000
  • Zoning: RM
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Front Porch,Patio
  • Fencing: Fenced

Lot

  • Lot size: 0.26 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Tornado
Cold Wave
Strong Wind
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$197$2,364
Property Taxes $529$6,348
Electricity $360$4,331
Total$4,246$50,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,577/yr
40% on housing$127,380/yr
45% on housing$113,226/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$192
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$693,000
2026-04-22Listed for sale$744,900
2014-06-16Sold$267,700
2014-04-08Pending sale$269,900
2014-03-25Price change$269,900
2014-02-25Price change$283,410
2013-11-26Listed for sale$289,900
2012-08-16Sold$265,000
2012-07-17Pending sale$268,000
2012-05-10Listed for sale$268,000
2007-06-29Sold$329,500

For Sale by Agent

AgentPatricia Masten
BrokerageColdwell Banker Realty

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