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6625 Thistle Down Dr, Harrisburg, NC, 28075

4beds
4baths
3,098sqft
$450,000
$145price/sqft
$3,086/moest. monthly cost
$123,440/yrincome needed

About This Home

Nestled in this sought-after community, this inviting home greets you with warm curb appeal and a sense of tranquility from the moment you arrive. The main living spaces offer an open, airy feel, perfect for gathering with family or hosting friends. The kitchen is both functional and welcoming, featuring ample workspace and a natural flow into the dining and living areas—ideal for everything from casual mornings to special occasions. Retreat to comfortable bedrooms that provide the perfect place to unwind, including a spacious primary suite designed for relaxation and privacy. Primary suite features two walk-in closets and additional sitting room. Each space is crafted to feel both practical and peaceful, making it easy to settle in and feel at home. Step outside to enjoy your own outdoor haven—whether it’s sipping coffee in the morning, entertaining on the weekends, or simply enjoying the quiet surroundings. This home got a new roof in 2018, new water heater in 2022 and new HVAC unit in 2023. Located just minutes from local shopping, dining, parks, and with easy access to Charlotte, this home offers the perfect blend of suburban charm and city convenience. 6625 Thistle Down Drive isn’t just a place to live—it’s a place to love.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

5/10
Patriots ElementaryGrades K-51.4 mi
4/10
6/10
Hickory Ridge HighGrades 9-122.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 3,098

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,098
  • Total interior livable area: 3,098 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen Island,Open Floorplan
  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 55273700380000
  • Zoning: RL
  • Special condition: Standard
  • Exclusions: Refrigerator,Washer,Dryer and Exercise Equipment

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Porch

Lot

  • Lot size: 0.16 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$142$1,704
Property Taxes $381$4,572
Electricity $288$3,462
Total$3,086$37,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,805/yr
40% on housing$92,580/yr
45% on housing$82,293/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$145This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$192
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$460,000
2026-04-07Listed for sale$465,000
2012-05-15Sold$145,000
2012-02-17Price change$145,000
2011-11-10Listed for sale$150,000
2006-05-02Sold$239,000

For Sale by Agent

AgentSami Clubb
BrokerageEXP Realty LLC Ballantyne

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