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10906 Trout Creek Pl, Davidson, NC, 28036

7beds
4baths
4,164sqft
$599,500
$144price/sqft
$4,099/moest. monthly cost
$163,960/yrincome needed

About This Home

This well cared for home is situated in a highly sought after neighborhood. The home features 7 bedrooms, and 4 full baths at an incredible price. The community has a clubhouse and a lot of amenities. The current owners have enjoyed this jewel and have taken care to get this home ready for its next owner. The roof is brand new and the interior just repainted.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

10/10
W R Odell ElementaryGrades 3-52.7 mi
7/10
6/10
Northwest Cabarrus HighGrades 9-126.0 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Other

  • Builder name: D R Horton

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Double Oven
  • Laundry features: Inside,Laundry Room,Upper Level

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Soaking Tub,Pantry
  • Window features: Insulated Windows
  • Flooring: Carpet,Hardwood,Tile
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 4,164

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,278
  • Total interior livable area: 4,164 sqft

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 46723774760000
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: Two and a Half
  • Stories: 2

Lot

  • Lot size: 0.27 Acres
  • Lot size dimensions: 32 x 174 x 110 x 155

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Cold Wave
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,031$36,372
Home Insurance *$120$1,440
Property Taxes $561$6,732
Electricity $387$4,654
Total$4,099$49,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,537/yr
40% on housing$122,970/yr
45% on housing$109,306/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$144This listing

vs Other Active Listings

Avg $/sqft

ZIP 28036$338
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28036$309
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$599,500
2018-04-26Sold$302,500
2018-03-06Pending sale$309,900
2018-02-25Listed for sale$309,900
2017-10-05Listing removed$315,000
2017-08-10Price change$315,000
2017-07-21Price change$320,000
2017-05-02Listed for sale$325,000
2008-03-11Sold$357,000

For Sale by Agent

AgentChuck Thompson
BrokerageCR Thompson Realty

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