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5241 Kindling Pl SW, Concord, NC, 28025

5beds
4baths
4,527sqft
$750,000
$166price/sqft
$5,212/moest. monthly cost
$208,480/yrincome needed

About This Home

If you're looking for a home with incredible space, unmatched versatility, and a welcoming community that's just minutes from everything you need, this well loved and maintained home is the one! Even better, the seller is offering a $10,000 credit that can be used toward an interest rate buy-down, cosmetic updates, closing costs, or however you choose! The true showstopper is the fully finished walk-out basement - a rare feature that feels like a home within a home. With its own private entrance, full kitchen, living room, dining area, full bathroom, and sixth "bedroom", it's perfectly suited for multigenerational living, long-term guests, an au pair suite, or even the potential for supplemental rental income. The main living areas offer the ideal balance of open gathering spaces and private retreats. A dedicated home office makes working from home easy, while the formal dining room is ready to host holidays and celebrations for years to come. Upstairs, you'll find a spacious loft that's perfect for a media room, playroom, or second living area, along with an expansive primary suite designed for relaxing at the end of the day. With ample storage and an abundance of natural light, this well-loved home is as inviting as it is functional. Located in the desirable Hearthwood community, residents enjoy sidewalks, a neighborhood pool, playground, and a convenient location just minutes from Concord Mills, I-485, restaurants, shopping, and everyday essentials. Whether you're looking for space to grow, room to bring generations together, or simply a home that offers incredible flexibility, this one checks all the boxes. Come see what's possible!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
3
BikeSomewhat Bikeable

Schools

6/10
Rocky River ElementaryGrades PK-50.6 mi
5/10
J N Fries Middle SchoolGrades 6-81.3 mi
4/10
Central Cabarrus HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 2013

Materials

  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher
  • Laundry features: Laundry Room,Upper Level

Basement

  • Has basement: Yes
  • Basement: Exterior Entry,Finished,Interior Entry,Walk-Out Access,Walk-Up Access

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Finished area below ground: 1,203
  • Finished area above ground: 3,324

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,324
  • Total interior livable area: 4,527 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Loft

  • Level: Upper

Office

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55286418780000
  • Zoning: RL
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Waterfront features: None

Lot

  • Lot size: 0.60 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$297$3,564
Property Taxes $702$8,424
Electricity $421$5,059
Total$5,212$62,544
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$178,697/yr
40% on housing$156,360/yr
45% on housing$138,986/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 28025$157
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28025$192
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$750,000
2014-04-29Sold$336,000

For Sale by Agent

AgentJonathan Yeatts
BrokerageSimply Brokerage

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