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9 Ludington Ln, Fredericksburg, VA, 22406

2beds
2baths
1,476sqft
$439,000
$297price/sqft
$2,875/moest. monthly cost
$115,000/yrincome needed

About This Home

Located in the desirable Celebrate Virginia North community, this home offers the perfect blend of comfort, convenience, and low-maintenance living. Residents enjoy beautifully maintained common areas, walking trails, a community clubhouse, fitness center, swimming pool, tennis and pickleball courts, and a full calendar of social activities. Conveniently located just minutes from I-95, shopping, dining, medical facilities, and historic downtown Fredericksburg, this home provides an exceptional lifestyle in one of the area's most sought-after active adult communities.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Stafford Sr. High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2008

Materials

  • Foundation: Slab
  • Construction materials: Vinyl Siding

Other

  • Builder model: Madison
  • Builder name: Pulte

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Disposal,Dryer,Ice Maker,Oven/Range - Electric,Refrigerator,Washer,Gas Water Heater
  • Laundry features: Main Level,Laundry Room

Bathroom2

  • Level: Main

Bedroom2

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 120
  • Dimensions: 12 X 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Combination Dining/Living,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Pantry,Recessed Lighting,Walk-In Closet(s),9'+ Ceilings
  • Door features: Atrium,Six Panel
  • Window features: Double Pane Windows,Energy Efficient,Low Emissivity Windows,Window Treatments
  • Flooring: Luxury Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,476

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,476
  • Total interior livable area: 1,476 sqft

Kitchen

  • Features: Flooring - Laminate Plank,Kitchen - Gas Cooking
  • Level: Main
  • Area: 130
  • Dimensions: 13 X 10

Laundry

  • Level: Main
  • Area: 48
  • Dimensions: 8 X 6

Living Room

  • Features: Flooring - Laminate Plank
  • Level: Main
  • Area: 567
  • Dimensions: 27 X 21

Primary Bathroom

  • Features: Double Sink,Flooring - Ceramic Tile
  • Level: Main

Primary Bedroom

  • Features: Flooring - Laminate Plank,Walk-In Closet(s)
  • Level: Main
  • Area: 176
  • Dimensions: 11 X 16

Property

Accessibility

  • Accessibility features: Accessible Doors,Doors - Lever Handle(s),Grip-Accessible Features,Accessible Entrance,No Stairs,Other

Details

  • Parcel number: 44CC 4C 466
  • Zoning: RBC
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Deck
  • Exterior features: Underground Lawn Sprinkler

Lot

  • Lot size: 5,601 sqft

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Faces Front,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Strong Wind
Hail
Hurricane
Heat Wave
Inland Flooding
Tornado
Winter Weather
Tsunami

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,219$26,628
Home Insurance *$119$1,428
Property Taxes $335$4,020
Electricity $202$2,433
Total$2,875$34,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,571/yr
40% on housing$86,250/yr
45% on housing$76,666/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.5%
9.5%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: 0.2%
0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$297This listing

vs Other Active Listings

Avg $/sqft

ZIP 22406$223
Stafford County$226

vs Homes Sold Last Month

Median $/sqft

ZIP 22406$204
Stafford County$215

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Listed for sale$439,000
2023-06-22Sold$420,000
2023-06-03Pending sale$418,950
2023-05-24Listed for sale$418,950

For Sale by Agent

AgentDan DeMarchis
BrokerageEXP Realty, LLC

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