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505 S Garfield Ave, Janesville, WI, 53545

3beds
2baths
1,218sqft
$235,000
$193price/sqft
$1,784/moest. monthly cost
$71,360/yrincome needed

About This Home

Charming 2-story Victorian home on Janesville's south side featuring 3 bedrooms, 2 full bathrooms, and approximately 1,200 square feet of living space. The kitchen includes stainless steel appliances—refrigerator, dishwasher, and microwave—along with laminate countertops. A water softener is also included. The fully fenced backyard offers plenty of space for outdoor enjoyment, and the 2-car detached garage provides additional storage and parking. Conveniently located near downtown Janesville, shopping, restaurants, and parks. Seller is providing a home warranty. Home been sold AS IS. Schedule your showing today!

Getting Around

62
WalkingSomewhat Walkable
29
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

9/10
4/10
Edison Middle SchoolGrades 6-82.0 mi
5/10
Craig High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Poured concrete foundatn,Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Water Softener Included
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full,Toilet Only,Shower Only

Bedroom2

  • Level: Upper
  • Area: 143

Bedroom3

  • Level: Main
  • Area: 100

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 143

Features

  • Finished area above ground: 1,218

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,218
  • Total interior livable area: 1,218 sqft

Kitchen

  • Features: Range/Oven,Refrigerator,Dishwasher,Microwave,Disposal
  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 169

Master Bedroom

  • Level: Upper
  • Area: 156

Property

Details

  • Parcel number: 2410231400106
  • Zoning: Res
  • Exclusions: Seller's personal property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced

Lot

  • Lot size: 8,712 sqft
  • Features: Sidewalk

Parking

  • Total spaces: 2
  • Parking features: 2 car,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Hail
Inland Flooding
Tornado
Lightning
Strong Wind

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,188$14,256
Home Insurance *$110$1,320
Property Taxes $315$3,780
Electricity $171$2,054
Total$1,784$21,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$61,165/yr
40% on housing$53,520/yr
45% on housing$47,573/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 53545$172
Rock County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 53545$151
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$229,900
2026-08-14Price change$229,900
2026-07-28Listed for sale$235,000
2019-09-09Sold$139,000
2019-07-19Price change$139,900
2019-07-09Price change$142,900
2019-06-08Price change$147,900
2019-05-08Listed for sale$154,900
2018-04-17Sold$63,500
2018-01-20Listed for sale--
2017-12-05Listing removed$89,000
2017-11-27Pending sale$89,000
2017-09-19Price change$89,000
2017-07-24Price change$103,000
2017-07-11Listed for sale$115,000
2014-08-07Sold$62,000
2014-04-16Price change$69,900
2014-03-14Price change$74,900
2013-12-25Price change$79,900
2013-10-26Listed for sale$84,900
2013-06-02Listing removed$89,900
2012-08-30Listed for sale$89,900
2011-06-06Listing removed$89,900
2011-02-06Price change$89,900
2010-12-01Listed for sale$79,900
2005-12-15Sold$104,500

For Sale by Agent

AgentSady Aguiar
BrokerageRock Realty

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