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323 S Garfield AVENUE, Janesville, WI, 53545

5beds
6baths
4,063sqft
$1,195,000
$294price/sqft
$8,563/moest. monthly cost
$342,520/yrincome needed

About This Home

The perfect blend of architectural character and today's style, set among mature trees on a rare triple lot. A gracious foyer introduces a classic floorplan & remarkable original detail at every turn. Generous living room and den, spacious dining room, and a sunroom filled with natural light overlooking the terrace and patio. Reimagined kitchen with butler's pantry, tailored cabinetry, and refined finishes, all impeccably maintained. Upstairs, the primary suite features a chic renovated bath, joined by additional well-sized bedrooms & baths. Lower level includes media & billiard areas w/ dedicated laundry. Expansive stone patio with separate dining and seating areas. Three-car garage w/ room above & distinctive original tunnel connection. A once-in-a-generation opportunity. Virtual staging

Getting Around

53
WalkingSomewhat Walkable
31
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

8/10
4/10
Edison Middle SchoolGrades 6-82.2 mi
5/10
Craig High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1926

Materials

  • Construction materials: Brick,Brick/Stone,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bathroom

  • Features: Shower on Lower,Tub Only,Master Bedroom Bath: Tub/No Shower,Master Bedroom Bath: Walk-In Shower,Master Bedroom Bath,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 190

Bedroom3

  • Level: Upper
  • Area: 187

Bedroom4

  • Level: Upper
  • Area: 247

Bedroom5

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main
  • Area: 380

Family Room

  • Level: Main

Features

  • High Speed Internet,Pantry,Cathedral/vaulted ceiling,Walk-In Closet(s),Kitchen Island
  • Flooring: Wood

Heating & Cooling

  • Heating features: Natural Gas,Radiant/Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,063
  • Total interior livable area: 4,063 sqft

Kitchen

  • Level: Main
  • Area: 195

Living Room

  • Level: Main
  • Area: 468

Master Bedroom

  • Level: Upper
  • Area: 432

Office

  • Level: Main
  • Area: 240

Property

Details

  • Parcel number: 2410231100174
  • Zoning: R2
  • Exclusions: Seller's Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced Yard
  • Living area range: 3501 or more,3501-5000,2501 or more

Lot

  • Lot size: 0.60 Acres
  • Features: Sidewalks,Wooded

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Detached,3 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Tornado

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,042$72,504
Home Insurance *$563$6,756
Property Taxes $1,577$18,924
Electricity $381$4,581
Total$8,563$102,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$293,588/yr
40% on housing$256,890/yr
45% on housing$228,346/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 53545$167
Rock County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 53545$151
Rock County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$1,195,000
2001-10-11Sold$305,000

For Sale by Agent

AgentPeter Mahler Team*
BrokerageMahler Sotheby's International Realty

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