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3196 Plow Rd, Mohnton, PA, 19540

4beds
3baths
2,744sqft
$549,900
$200price/sqft
$4,011/moest. monthly cost
$160,440/yrincome needed

About This Home

Tucked awaiy on a private, wooded 2.05 acre lot, this brick-front colonial home offers 2,744 square feet of comfortable living space just minutes away from major routes, shopping, and dinning. The main floor features two living areas, including a family room with a cozy wood burning fireplace and hardwood floors, a formal dining room also featuring hardwood floors, an eat in kitchen with a sunny bay window breakfast area , and a convenient powder room. Upstairs the spacious owners suite includes a custom walk in closet with a skylit en suite bathroom, joined by three additional generously sized bedrooms and a full hall bath. Step out back to a charming patio overlooking the peacefull wooded backyard, with string lighting around the patio and several fireplace areas, perfect for evening gatherings under the trees. The home has been extensively updated: Bosch heat pump HVAC (installed 2019 last serviced in 2026,) New roof (2020), 4-stage water treatment system with sediment filter, neutralizer, softner and baterial filter (2020 serviced every 6 months) insulated garage doors with new openers and tracks (2021), professionally installed paver front walkway (2023), new water heater (2024), professionally interior painting throughout includes all main living areas, bedrooms, bathrooms, ceiling , trim and doors (2024), all new carpets and vinyl plank entryway (2026) and a new butcher bloock island countertop. (2026) With the big ticket items arleady done, this one is truley move in ready. Attached two car garage with inside access. Schedule your showing today! Listing agent is related to sellers. We have received an offer and we are asking for all offers by 9:00 PM on Tuesday August 4th.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

7/10
Robeson El CenterGrades K-41.9 mi
7/10
6/10
Twin Valley High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 1990

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,744

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 2,744 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 73531304706593
  • Zoning: RESIDENTIAL
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 2.05 Acres
  • Lot size dimensions: 0.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Inside Entrance,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hurricane
Lightning
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance *$197$2,364
Property Taxes $733$8,796
Electricity $301$3,612
Total$4,011$48,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,520/yr
40% on housing$120,330/yr
45% on housing$106,960/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 19540$171
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19540$215
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$549,900
2026-07-30Listed for sale$549,900
2020-09-23Sold$353,000
2020-08-06Listed for sale$335,000
2004-11-15Sold$270,000

For Sale by Agent

AgentKay Angelucci
BrokerageIron Valley Real Estate of Lancaster

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