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7 Saratoga, Newport Beach, CA, 92660

3beds
2baths
1,152sqft
$975,000
$846price/sqft
$6,286/moest. monthly cost
$251,440/yrincome needed

About This Home

This charming three-bedroom, two-bath waterfront home in the heart of Bayside Village offers the ultimate Back Bay lifestyle in Newport Beach. At approximately 1,152 square feet, this cozy, light-filled home features vaulted ceilings, crown molding, beautiful baseboards, and large windows that frame unobstructed water views stretching toward the coveted Dover Shores neighborhood. Natural light floods every room, with solar tubes brightening hallways and ceiling fans in all bedrooms, keeping the coastal breeze flowing. The spacious kitchen has generous cupboard and pantry space, ideal for everyday living or hosting guests after a sunset cruise. An inside laundry room and two full bathrooms provide practical convenience, while storage sheds and covered parking make beachside life effortless. Venture outside to your private patio, ideal for morning coffee or evening wine, and enjoy five lush, landscaped planters on timer irrigation. Boating enthusiasts will love the assumable boat dock directly in front of the home, complete with an 18-foot Duffy boat. Residents also enjoy access to a 220-slip marina, with resort-style views near Newport Dunes Waterfront Resort, all while maintaining a peaceful, intimate feel. Bayside Village is a vibrant, all-ages community with two heated pools, two hot tubs, two clubhouses with fireplaces, kitchens, and even a dance floor, plus a fitness center, billiard room, fenced dog park, and multiple designated pet areas. It’s just a short stroll to Balboa Island and Fashion Island, adding shopping, dining, and fun within easy reach. Fully furnished, with no property tax payments, voluntary HOA dues, and a below-market assumable ground lease through year-end, 7 Saratoga is more than a home — it’s a lifestyle. Imagine barefoot mornings, boating adventures, friendly neighbors, and peaceful Back Bay sunsets. Cozy, waterfront, and homie in all the best ways — this is life on the bay at its finest!

Getting Around

43
WalkingCar-Dependent
32
TransitSome Transit
69
BikeBikeable

Schools

8/10

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 2008

Materials

  • Foundation: Pier Jacks,Pillar/Post/Pier

Type & Style

  • Home type: MobileManufactured
  • Architectural style: Patio Home
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Disposal,Gas Oven,Gas Range,Gas Water Heater,Microwave,Refrigerator,Dryer,Washer
  • Laundry features: Inside

Bedroom

  • Features: All Bedrooms Down

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Crown Molding,All Bedrooms Down,Galley Kitchen,Primary Suite
  • Window features: Skylight(s)

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total interior livable area: 1,152 sqft

Kitchen

  • Features: Galley Kitchen

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 89221007
  • On leased land: Yes
  • Lease amount: 2242.35
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Street
  • Private pool: Yes
  • Pool features: Community,In Ground,Private
  • Patio & porch: Concrete,Open,Patio,Stone
  • Exterior features: Boat Slip,Dock
  • Has spa: Yes
  • Spa features: Community,In Ground
  • Fencing: Good Condition,Wood
  • Has view: Yes
  • View description: Back Bay,Bluff,Coastline,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Back Bay,Coastline,Ocean,Water
  • Waterfront features: Across the Road from Lake/Ocean,Beach Access,Bayfront,Dock Access,Ocean Access

Lot

  • Lot size: 12.74 Acres
  • Features: Close to Clubhouse,Drip Irrigation/Bubblers,Paved,Sprinklers Timer

Parking

  • Parking features: Attached Carport,Boat,Covered,Guest,Paved,Tandem
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave
Inland Flooding

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,930$59,160
Home Insurance *$115$1,380
Property Taxes $843$10,116
Electricity $398$4,786
Total$6,286$75,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,520/yr
40% on housing$188,580/yr
45% on housing$167,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$846This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,488
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-05Listed for sale$1,049,000

For Sale by Agent

AgentMelissa Arena
BrokerageColdwell Banker Realty

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