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10838 Nederland Way, Rancho Cordova, CA, 95670

2beds
3baths
1,311sqft
$398,000
$304price/sqft
$3,045/moest. monthly cost
$121,800/yrincome needed

About This Home

Beautiful, maintained home in a desired Rancho Cordova neighborhood! This property features a bright and open floor plan with spacious living areas, abundant natural light, and a functional layout perfect for everyday living and entertaining. The kitchen offers ample cabinetry and flows seamlessly into the dining and living spaces. Generous-sized bedrooms provide comfort and flexibility.

Getting Around

50
WalkingSomewhat Walkable
36
TransitSome Transit
78
BikeVery Bikeable

Schools

6/10
4/10
4/10
Cordova High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave
  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Breakfast Nook,Dining/Family Combo

Features

  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,311 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 07229702370000
  • Attached to another structure: Yes
  • Zoning description: SPA
  • Special condition: Offer As Is,Other

Features

  • Entry location: Upper Level

Lot

  • Lot size: 1,655 sqft
  • Features: Curb(s),Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,012$24,144
Home Insurance *$105$1,260
Property Taxes $530$6,360
Electricity $398$4,786
Total$3,045$36,540
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,400/yr
40% on housing$91,350/yr
45% on housing$81,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$304This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-17Price change$419,000
2026-03-20Listed for sale$445,000
2023-03-23Listing removed--
2023-03-02Listed for rent$2,200
2022-04-19Sold$445,000
2022-03-23Pending sale$385,000
2022-03-17Listed for sale$385,000
2018-07-30Sold$315,000
2018-07-04Pending sale$309,000
2018-06-28Listed for sale$309,000
2013-05-06Sold$185,000
2008-09-23Sold$195,500

For Sale by Agent

AgentMary Seo
BrokerageOrnate Inc

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