See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

4004 Autumn Oak Dr, Smithton, IL, 62285

4beds
3baths
2,556sqft
$449,900
$176price/sqft
$3,443/moest. monthly cost
$137,720/yrincome needed

About This Home

Welcome to this stunning, move-in-ready home nestled on a large corner lot in one of Smithton’s quiet, secluded subdivisions. Completely refreshed in late 2025, this spacious home combines timeless style with modern updates, offering room for everyone. The second floor features 4 generously sized bedrooms and 2 full bathrooms, while the main level includes a versatile office, bonus room, or optional 5th bedroom, along with a convenient half bath. Step inside to soaring ceilings, an inviting open layout, and a cozy gas fireplace. You’ll love the extensive updates throughout the home, including all new flooring, professional interior paint, a new roof, and new hot water heater. The beautifully updated kitchen comes complete with all new appliances, which will remain with the home. Outside, relax on the expansive covered front porch overlooking the beautiful yard, or enjoy the privacy of the new 54-inch black aluminum fence surrounding the backyard. The oversized two-car garage offers plenty of room for vehicles and storage, and the like-new zero-turn mower can stay, making lawn care a breeze. The unfinished basement has remained completely dry and provides a blank canvas to create the additional living space you’ve always wanted—whether it’s a family room, home gym, theater, or extra bedrooms. Home Features: * 4 bedrooms, 2 full baths upstairs * Office/bonus room or 5th bedroom on main level * Half bath on main level * Completely remodeled in late 2025 * New roof * New hot water heater * New flooring throughout * Professionally painted interior * Gas fireplace * Tall ceilings * All new kitchen appliances included * Oversized 2-car garage * Like-new zero-turn mower can stay * Large covered front porch * Dry, unfinished basement ready for your vision * New 54-inch black aluminum fence * Large corner lot in a peaceful subdivision This beautifully updated home offers the perfect combination of space, comfort, and modern finishes. All that’s left to do is move in and enjoy. Schedule your private showing today

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

7/10
9/10

Construction

Condition

  • Year built: 2006

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Freezer,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,556 sqft

Property

Details

  • Parcel number: 17080311005

Features

  • Exterior features: Vinyl,Brick

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Heat Wave
Inland Flooding
Drought
Hail
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$287$3,444
Property Taxes $686$8,232
Electricity $196$2,359
Total$3,443$41,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,045/yr
40% on housing$103,290/yr
45% on housing$91,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.8%
9.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 62285$162
St. Clair County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 62285$140
St. Clair County$119

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$449,900
2025-10-09Sold$345,000
2025-09-09Contingent$350,000
2025-08-29Listed for sale$350,000
2007-08-27Sold$260,000
2006-06-26Sold$45,000

For Sale by Owner

AgentProperty Owner

Similar Homes