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2114 Sparta Rd, Belton, TX, 76513

1beds
1baths
817sqft
$420,000
$514price/sqft
$3,338/moest. monthly cost
$133,520/yrincome needed

About This Home

Experience the ultimate in peaceful living on this breathtaking 4.4 acre estate. This property is a rare find for those seeking a serene getaway or a jumpstart to their own homesteading journey. The charming studio home features an efficient, open-concept floor plan designed for effortless living. The kitchen is well-appointed with a stove top, oven and a modern stainless steel refrigerator. The bright, versatile space offers a perfect canvas for your personal touch, allowing you to enjoy a clutter free lifestyle without sacrificing comfort. Step outside to discover your own private paradise. The grounds are beautifully shaded by majestic, mature trees and feature a calming, custom waterfall pond-the perfect backdrop for morning coffee or evening relaxation. Whether you are a hobbyist or looking for functional outdoor space, this property is fully equipped with versatile outdoor storage spaces including a climate controlled shed, ideal for a workshop, hobby studio or extra storage. It also features and established chicken coop and barn, making it easy to begin your own sustainable garden or farm-to-table lifestyle right away.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

8/10
Sparta Elementary SchoolGrades K-50.4 mi
6/10
Belton MiddleGrades 6-80.5 mi
6/10
Belton High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Plaster,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Oven,Water Heater,Some Electric Appliances,Cooktop
  • Laundry features: Washer Hookup,Electric Dryer Hookup,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Beamed Ceilings,Ceiling Fan(s)
  • Flooring: Ceramic Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Outside
  • Fireplace: Yes
  • Attic: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric,1 Unit

Interior Area

  • Total interior livable area: 817 sqft

Property

Details

  • Parcel number: 239350

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Covered Patio,Porch,Storage
  • Fencing: Full
  • Has view: Yes
  • View description: None
  • Waterbody name: None
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 4.40 Acres

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Lightning
Winter Weather
Heat Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$281$3,372
Property Taxes $696$8,352
Electricity $238$2,859
Total$3,338$40,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,445/yr
40% on housing$100,140/yr
45% on housing$89,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$514This listing

vs Other Active Listings

Avg $/sqft

ZIP 76513$169
Bell County$154

vs Homes Sold Last Month

Median $/sqft

ZIP 76513$172
Bell County$145

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$410,000
2026-07-25Price change$420,000
2026-06-19Listed for sale$430,000
2026-01-15Sold--
2025-11-06Pending sale$385,000
2025-09-17Price change$385,000
2025-08-26Price change$398,000
2025-07-31Price change$415,000
2025-07-21Price change$425,000
2025-06-23Price change$450,000
2025-06-16Price change$465,000
2025-06-04Price change$485,000
2025-05-23Listed for sale$495,000
2022-05-02Sold--
2022-03-07Pending sale$395,000
2022-02-14Price change$395,000
2021-12-09Listed for sale$425,000
2021-11-02Listing removed--
2021-09-27Listed for sale$424,000
2015-05-15Sold--

For Sale by Agent

AgentHeather Cortez
BrokerageERA Brokers Consolidated

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