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2420 Saratoga ROAD, Waukesha, WI, 53186

4beds
2baths
2,226sqft
$450,000
$202price/sqft
$3,153/moest. monthly cost
$126,120/yrincome needed

About This Home

Highly desirable, peaceful subdivision! This spacious 2-story home sits on a beautifully terraced, park-like lot designed for outdoor enjoyment and entertaining. The remodeled kitchen features granite countertops, abundant cabinetry, easy-care laminate flooring, and a sunny dinette for family meals. Relax in the inviting family room with a natural fireplace and patio doors leading to the large patio. A generous addition creates an expansive open-concept living and dining room. Four spacious bedrooms, full baths on both the main and upper levels, a finished rec room perfect for entertaining or play, plus a basement office provide space for everyone. A wonderful place to call home!

Getting Around

33
WalkingCar-Dependent
28
TransitSome Transit
34
BikeSomewhat Bikeable

Schools

8/10
Banting Elementary SchoolGrades PK-50.7 mi
4/10
Horning Middle SchoolGrades 6-80.7 mi
5/10
South High SchoolGrades 9-123.3 mi

Construction

Condition

  • Property condition: 21+ Years
  • Year built: 1972

Materials

  • Construction materials: Aluminum Siding,Aluminum/Steel,Brick,Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Freezer,Microwave,Oven,Range,Refrigerator,Washer,Water Softener

Basement

  • Has basement: Yes
  • Basement: 8'+ Ceiling,Block,Finished,Full,Sump Pump

Bathroom

  • Features: Tub Only,Shower Over Tub,Shower Stall

Bedroom2

  • Level: Upper
  • Area: 140

Bedroom3

  • Level: Upper
  • Area: 120

Bedroom4

  • Level: Upper
  • Area: 90

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main
  • Area: 170

Family Room

  • Level: Main
  • Area: 209

Features

  • Finished area below ground: 367
  • Finished area above ground: 1,859

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,226
  • Total interior livable area: 2,226 sqft

Kitchen

  • Level: Main
  • Area: 160

Living Room

  • Level: Main
  • Area: 348

Master Bedroom

  • Level: Upper
  • Area: 165

Property

Details

  • Parcel number: 29109644118
  • Zoning: Residential
  • Exclusions: Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Living area range: 2001-2500

Lot

  • Lot size: 0.28 Acres

Parking

  • Total spaces: 2.5
  • Parking features: Garage Door Opener,Attached,2 Car,1 Space
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Tornado
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Wisconsin Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$144$1,728
Property Taxes $525$6,300
Electricity $209$2,510
Total$3,153$37,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,102/yr
40% on housing$94,590/yr
45% on housing$84,080/yr

Wisconsin FAIR Plan Programs

Wisconsin Insurance Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 5,246Commercial: 198
Total Premiums$4.55M
Total Exposure$860.28M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: -2.4%
-2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 53186$223
Waukesha County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 53186$221
Waukesha County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-15Pending sale$419,000
2026-08-14Price change$419,000
2026-07-31Listed for sale$450,000

For Sale by Agent

AgentBruce Nemovitz
BrokerageRealty Executives Integrity Cedarburg

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