See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1020 S CHESHIRE Lane, Gilbert, AZ, 85296

3beds
3baths
1,817sqft
$449,000
$247price/sqft
$2,756/moest. monthly cost
$110,240/yrincome needed

About This Home

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath residence in the highly desirable Copper Ranch community! Perfectly positioned as an end unit adjacent to the community pool, this home offers added privacy, convenience, and a premium location. Inside, you'll find a bright and inviting floor plan featuring newer appliances, updated lighting fixtures, and abundant storage throughout. With more than $20,000 in upgrades completed within the last three years, major system updates provide peace of mind, including a new A/C system installed in 2023, exterior paint completed in 2025, a newer water softener, and a hot water heater replaced just two years ago. The refrigerator and dishwasher were also replaced last year. The spacious kitchen and living areas are ideal for both everyday living and entertaining, while the generous bedrooms offer comfort and flexibility for family, guests, or a home office. Additional storage solutions throughout the home help keep everything organized and functional. As an added bonus, some furniture may be available with the sale, creating a move-in-ready opportunity for the next owner. Enjoy all that Copper Ranch has to offer, including community amenities, nearby parks, shopping, dining, and convenient access to major freeways. This well-cared-for home is the perfect combination of location, updates, and value.

Getting Around

7
WalkingCar-Dependent
15
TransitMinimal Transit
47
BikeSomewhat Bikeable

Schools

9/10
6/10
Cooley Middle SchoolGrades 6-80.3 mi

Construction

Condition

  • Year built: 2009

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame,Painted

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • High Speed Internet,Granite Counters,Double Vanity,Eat-in Kitchen,Pantry,3/4 Bath Master Bdrm
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,817
  • Total interior livable area: 1,817 sqft

Property

Details

  • Parcel number: 31407098
  • Special condition: FIRPTA may apply

Features

  • Stories: 2
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Wood

Lot

  • Lot size: 3,400 sqft
  • Features: Gravel/Stone Front

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Direct Access
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,270$27,240
Home Insurance $106$1,272
Property Taxes $164$1,968
Electricity $216$2,603
Total$2,756$33,072

Income You'd Need if You Spent...

35% on housing$94,491/yr
40% on housing$82,680/yr
45% on housing$73,493/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$247This listing

vs Other Active Listings

Avg $/sqft

ZIP 85296$266
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85296$273
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$449,000
2026-06-19Listed for sale$459,000
2021-04-02Sold$382,000
2021-02-27Listed for sale$350,000
2020-04-01Sold$287,000
2014-09-15Sold$202,500
2014-08-07Price change$205,000
2014-07-28Listed for sale$210,000
2009-09-22Sold$170,559

For Sale by Agent

AgentDanielle Bronson
BrokerageRedfin Corporation

Similar Homes