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7179 37th St N, Moorhead, MN, 56560

5beds
4baths
4,184sqft
$749,900
$179price/sqft
$4,936/moest. monthly cost
$197,440/yrincome needed

About This Home

Opportunity Awaits ! Wonderful. , Schmit Brothers Built home on a 3.21 Acre Lot, 5 bedrooms, 4 Bathrooms, completely finished home, with Loft-Bonus room which could be used as a 6th bedroom, Office, family room or studio. Quality Construction on a spectacular lot with the availability for an Out Building. The lot is completely surrounded by trees and is minutes from Moorhead, Fargo and easy access to the Lakes Area. Main floor Master bedroom with Large Walk in Closet, Private Master Bathroom with double Vanities, beautiful walk in Shower. Open floor Plan w/Vaulted Ceilings, many windows and tons of Natural light. 2 additional bedrooms on the main floor, Powder room, large Mud room with main floor Laundry right off the 3 car Attached garage. Loft area completely finished above the garage off of the Kitchen Hallway. Pictures tell the story, clean, well maintained home in Like New condition. Lower level features a spacious Family room/rec room, Large Wet bar, 2 large bedrooms, bathroom, Large Storage room/Utility Room with plenty of easy storage. Inviting front Porch, Stamped Concrete Patio off of the Kitchen/dining areas. Beautiful Yard and Setting with a Rural feel in an Established neighborhood very Close to Cities. The BEST of both Worlds !!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Horizon Middle SchoolGrades 5-86.2 mi
7/10
Moorhead High SchoolGrades 9-125.5 mi
2/10
R. Asp Elementary SchoolGrades K-46.3 mi

Construction

Condition

  • Year built: 2014

Materials

  • Construction materials: Concrete,Frame,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Drainage System,Egress Window(s),Finished,Full,Concrete,Sump Pump,Tile Shower

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,910
  • Finished area above ground: 2,274

Flex Room

  • Level: Second

Foyer

  • Level: Main

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,184
  • Total interior livable area: 4,184 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Basement

Patio

  • Level: Main

Porch

  • Level: Main

Storage

  • Level: Basement

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 230430070
  • Zoning description: Residential-Single Family
  • Foundation area: 1910

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Patio

Lot

  • Lot size: 3.21 Acres
  • Features: Corner Lot,Tree Coverage - Light
  • Lot size dimensions: 350 x 400 appro x

Parking

  • Total spaces: 3
  • Parking features: Attached,Gravel
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Hail
Strong Wind
Drought
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$183$2,196
Property Taxes $610$7,320
Electricity $352$4,234
Total$4,936$59,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,234/yr
40% on housing$148,080/yr
45% on housing$131,626/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-29Price change$749,900
2026-01-06Listed for sale$759,900
2025-08-06Listing removed$760,000
2025-05-24Price change$760,000
2025-05-05Price change$775,000
2025-04-10Price change$785,000
2025-02-05Listed for sale$800,000
2012-05-15Sold$38,000
2005-09-13Sold$33,900

For Sale by Agent

AgentDavid Noah
BrokerageRE/MAX Legacy Realty

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