2940 12th Ave S, Moorhead, MN, 56560
About This Home
Welcome home to this charming 55+ one-level townhome offering comfortable, low-maintenance living with 2 bedrooms and 2 bathrooms. The spacious kitchen features abundant cabinetry, stainless steel appliances, and a convenient breakfast bar, making it perfect for both everyday living and entertaining. Just off the garage entrance, you'll find a full laundry room complete with washer and dryer, laundry sink, and an entire wall of storage cabinets for added convenience. The dining area flows seamlessly into the vaulted living room, where wood laminate flooring, a ceiling fan, and an 8-foot double-pane sliding glass door create a bright and inviting space. Step outside to enjoy the partially fenced private patio, ideal for relaxing or enjoying your morning coffee. The primary suite offers a large walk-in closet and a private bath with a walk-in shower. The second bedroom features a full wall of closets plus a cozy office nook, providing flexibility for guests, hobbies, or working from home. A second full bath includes a jetted tub, perfect for unwinding at the end of the day. You'll appreciate the extra-large finished double garage with an additional entry door and valuable attic storage space. The well-managed HOA keeps monthly dues affordable at just $200 and covers lawn care, snow removal, hazard insurance, exterior maintenance, and underground sprinklers. This move-in-ready home combines comfort, convenience, and carefree living in a welcoming 55+ community.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Roof: Age Over 8 Years,Asphalt
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Property subType: (TH) Quad/4 Corners
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
- Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup
Basement
- Basement: None
Bathroom
- Level: Main
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
Features
- Finished area below ground: 0
- Finished area above ground: 1,380
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,380
- Total interior livable area: 1,380 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Office
- Level: Main
Patio
- Level: Main
Property
Accessibility
- Accessibility features: Doors 36"+,No Stairs Internal
Details
- Parcel number: 584580013
- Attached to another structure: Yes
- Zoning description: Residential-Single Family
- Foundation area: 1380
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Fencing: Vinyl
Lot
- Lot size: 2,178 sqft
- Lot size dimensions: Common
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,489 | $17,868 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $333 | $3,996 |
| Electricity | $170 | $2,050 |
| Total | $2,175 | $26,100 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-20 | Price change | $294,500 |
| 2026-06-11 | Price change | $295,000 |
| 2026-06-02 | Price change | $297,500 |
| 2026-05-01 | Listed for sale | $299,000 |
| 2013-04-23 | Sold | $163,000 |
| 2009-04-27 | Sold | $147,500 |
View on Zillow