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203 6th St S APT 101, Moorhead, MN, 56560

2beds
2baths
1,486sqft
$259,900
$175price/sqft
$1,941/moest. monthly cost
$77,640/yrincome needed

About This Home

Experience easy condo living in this superb Steeple Court Condo located in a highly desirable downtown location with secure entry access. This immaculately cared-for main floor unit features an open-concept floor plan built with quality craftsmanship throughout. The spacious kitchen offers beautiful oak cabinetry, ample counter space and convenient eat-in seating. The dining area flows seamlessly into the bright living room, where large windows fill the space with natural light. Step through the sliding patio door onto the private 3.5' x 14.5' deck — perfect for relaxing or entertaining. The primary suite includes a large walk-in closet and a private bath featuring an wheel chair accessible shower and vanity. The second bedroom also offers a generous closet along with dedicated desk space, ideal for a home office or study area. Enjoy the convenience of an in-unit main floor laundry room and a second full bathroom complete with custom cabinetry. Additional updates include a new Amana heating and cooling system for year-round comfort. Steeple Court amenities include heated underground parking, a 10x12 private storage room, elevator access, exercise room, common sunroom, and a visitor suite for overnight guests. This exceptional condo combines comfort, convenience, and low-maintenance living in an outstanding downtown setting!

Getting Around

84
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

8/10
Probstfield ElementaryGrades K-41.7 mi
5/10
Horizon Middle SchoolGrades 5-82.6 mi
7/10
Moorhead High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2008

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Basement

  • Has basement: Yes
  • Basement: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,486

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,486
  • Total interior livable area: 1,486 sqft

Property

Accessibility

  • Accessibility features: Doors 36"+,Accessible Elevator Installed,Customized Wheelchair Accessible,Grab Bars In Bathroom,Hallways 42"+,No Stairs Internal,Other,Accessible Approach with Ramp

Details

  • Parcel number: 587570010
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family
  • Foundation area: 1486

Features

  • Levels: More Than 2 Stories

Lot

  • Lot size: 1,481 sqft
  • Lot size dimensions: 1486

Parking

  • Total spaces: 1
  • Parking features: Underground
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$183$2,196
Property Taxes $274$3,288
Electricity $170$2,050
Total$1,941$23,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,548/yr
40% on housing$58,230/yr
45% on housing$51,760/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Price change$259,900
2026-05-12Price change$265,000
2024-08-02Price change$269,962
2024-05-28Price change$275,000
2024-05-20Price change$277,500
2024-04-17Listed for sale$280,000
2019-05-13Sold$212,900
2018-11-27Listed for sale$212,900
2017-04-14Sold$192,000
2016-12-15Listed for sale$199,900
2012-08-24Sold$160,000
2012-05-18Price change$178,500
2012-04-16Price change$179,900
2012-02-14Listed for sale$184,900
2011-01-04Listing removed$199,900
2010-11-15Listed for sale$199,900

For Sale by Agent

AgentDan Hedrick
BrokeragePark Co., REALTORS®

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