713 13th St N, Moorhead, MN, 56560
About This Home
Discover this charming 2 bedroom, one bath home in a convenient north Moorhead location, offering a blend of classic character and thoughtful updates (new mini split in livingroom). With inviting living spaces, bright natural light, and a functional layout, this home is ideal for first time buyers, downsizers, or anyone seeking affordability without sacrificing comfort. Step inside to a warm main level living area featuring large windows and a comfortable flow into the kitchen and dining spaces. The kitchen offers newer cabinetry, clean finishes, and room for everyday cooking or entertaining. Bedrooms are well sized with good closet storage, and the home’s layout provides flexibility for work from home, guests, or hobbies. The lower level has had bracing added for peace of mind. The basement adds additional living space with 2 rooms ready to be finished as the new buyer wishes ((office space, bedroom, or workout room), roughed in for a bathroom, with a laundry area, and storage options. Outside, enjoy a spacious yard perfect for gardening, play, or outdoor gatherings. The property also includes off street parking and sits close to schools, parks, and downtown Moorhead amenities. A great opportunity to own a move in ready home in a central location, come see what 713 13th St N has to offer.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1954
Materials
- Roof: Tar/Gravel
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
Basement
- Has basement: Yes
- Basement: Block
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Finished area below ground: 0
- Finished area above ground: 936
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ductless Mini-Split
Interior Area
- Total structure area: 1,872
- Total interior livable area: 1,872 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Other
- Level: Basement
Other
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 584941150
- Zoning description: Residential-Single Family
- Other equipment: Fuel Tank - Owned
- Foundation area: 936
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 8,712 sqft
- Lot size dimensions: -
Parking
- Total spaces: 1
- Parking features: Detached Garage,Gravel
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $809 | $9,708 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $165 | $1,980 |
| Electricity | $170 | $2,050 |
| Total | $1,327 | $15,924 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $180,000 |
| 2024-11-12 | Pending sale | $145,000 |
| 2024-11-07 | Sold | $145,000 |
| 2024-08-30 | Listed for sale | $145,000 |
| 2021-01-29 | Sold | $67,000 |
| 2020-12-24 | Listed for sale | $69,000 |
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