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3019 18th St S, Moorhead, MN, 56560

3beds
2baths
1,860sqft
$174,900
$94price/sqft
$1,429/moest. monthly cost
$57,160/yrincome needed

About This Home

Turn key townhome in park-like setting waiting to welcome its new buyers home! Featuring 3 bedrooms, 2 bathrooms, spacious and inviting interiors and open and airy exteriors. Schedule your showing today!

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
63
BikeBikeable

Schools

8/10
Probstfield ElementaryGrades K-40.6 mi
5/10
Horizon Middle SchoolGrades 5-81.9 mi
7/10
Moorhead High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1978

Materials

  • Roof: Asphalt

Type & Style

  • Home type: Townhouse
  • Property subType: (TH) Quad/4 Corners

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Second

Deck

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area below ground: 580
  • Finished area above ground: 1,280

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,920
  • Total interior livable area: 1,860 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Patio

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 586180015
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 640

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch

Lot

  • Lot size: 1,198 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$183$2,196
Property Taxes $192$2,304
Electricity $170$2,050
Total$1,429$17,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,994/yr
40% on housing$42,870/yr
45% on housing$38,106/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$174,900
2026-06-02Listed for sale$182,500
2022-02-25Sold$145,000
2021-10-07Listed for sale$154,500

For Sale by Agent

AgentAdam Larson
BrokerageAspire Realty

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