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424 15th St S, Moorhead, MN, 56560

3beds
2baths
2,374sqft
$260,000
$110price/sqft
$1,987/moest. monthly cost
$79,480/yrincome needed

About This Home

Marvelous In Moorhead. With unique qualities in a highly sought after area, this charming rambler blends community with comfort. Tailored to those looking to get the most from their investment, this unparalleled property is centrally located within blocks of businesses, restaurants, and schools. Take pleasure with a spacious space, abundance of mature trees, and meticulous lawn with lush landscaping of perennial plants. This large lot is ideal for grilling on the built-in Blackstone, entertaining on the wrap-around private patio and deck, and soaking up sun. Enjoy entering the enormous sanctuary from a new front porch to be welcomed by cozy archways with warm wooden walls and freshly painted rooms. You will be immediately drawn to the abundance of natural light that dances through exposed windows and flows into the two-level living space. This home combines modern and classic. From its kitchen cabinetry to beautiful bathrooms and boozy bar in the basement, you’ll never want to leave this homey haven. Call your favorite real estate agent to see it for yourself before it's too late!

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

3/10
R. Asp Elementary SchoolGrades K-41.1 mi
5/10
Horizon Middle SchoolGrades 5-81.8 mi
7/10
Moorhead High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1948

Materials

  • Roof: Age Over 8 Years,Architectural Shingle,Pitched
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Chandelier,Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer
  • Laundry features: Electric Dryer Hookup,Lower Level,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Drainage System,Egress Window(s),Finished,Full,Storage Space,Sump Pump,Tile Shower

Bathroom

  • Level: Main

Bathroom

  • Level: Lower

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Lower

Features

  • Finished area below ground: 1,002
  • Finished area above ground: 1,372

Flex Room

  • Level: Lower

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 2,374 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Laundry

  • Level: Lower

Living Room

  • Level: Main

Office

  • Level: Lower

Other

  • Level: Lower

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 587211490
  • Zoning description: Residential-Single Family
  • Foundation area: 1372

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Front Porch,Patio,Wrap Around
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 9,375 sqft
  • Features: Near Public Transit,Tree Coverage - Medium
  • Lot size dimensions: 63 x 150

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Concrete,Garage Door Opener,No Int Access to Dwelling,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$183$2,196
Property Taxes $290$3,480
Electricity $200$2,402
Total$1,987$23,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,125/yr
40% on housing$59,610/yr
45% on housing$52,986/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$260,000
2025-03-21Sold$252,000
2025-03-05Pending sale$257,000
2025-02-12Price change$257,000
2025-01-20Price change$259,900
2024-12-31Price change$262,000
2024-11-21Listed for sale$265,000
2020-10-26Sold$215,000
2020-07-13Price change$218,000
2020-06-22Listed for sale$220,000
2015-06-15Sold$158,900
2015-03-27Pending sale$154,900
2015-03-14Sold$158,900
2015-03-10Listed for sale$154,900

For Sale by Agent

AgentTravis Skonseng
BrokerageBerkshire Hathaway HomeServices Premier Properties

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