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753 Spruce St, San Francisco, CA, 94118

4beds
2baths
0sqft
$998,000
--price/sqft
$6,644/moest. monthly cost
$265,760/yrincome needed

About This Home

Top floor tenant occupied 4 bedroom, 2 bath unit. Parking and in building laundry, storage and large landscaped yard. Ideal location for access to many neighborhoods, near Jordan Park, Inner Richmond, Lower Pacific Heights and NoPa. Central to both the Presidio and Golden Gate parks, ideal for anyone who enjoys the outdoors while living in San Francisco. For sale as individual condos or the entire building.

Getting Around

94
WalkingWalker's Paradise
73
TransitExcellent Transit
67
BikeBikeable

Schools

Construction

Condition

  • Year built: 1908

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 0

Family Room

  • Area: 0

Interior Area

  • Total structure area: 0

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 1087038
  • Attached to another structure: Yes
  • Special condition: Offer As Is,Probate Listing,Third Party Approval

Features

  • Levels: One

Lot

  • Lot size: 2,575 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached,Enclosed,Garage Door Opener,Inside Entrance,Side By Side,On Site
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,046$60,552
Home Insurance *$163$1,956
Property Taxes $1,037$12,444
Electricity $398$4,786
Total$6,644$79,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$227,794/yr
40% on housing$199,320/yr
45% on housing$177,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 94118$774
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94118$1,334
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$998,000

For Sale by Agent

AgentJames P. Cullen
BrokerageKW Advisors

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