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1250 Day Valley Rdg, Aptos, CA, 95003

5beds
6baths
5,395sqft
$2,749,888
$510price/sqft
$18,115/moest. monthly cost
$724,600/yrincome needed

About This Home

Perched on Day Valley Ridge with distant ocean views sits this stunning 5 bedroom, 5 & 1/2 bath home. Designed by Nancy Whalen of Reed-Whalen & Associates in 2013, it has been fully updated & is move-in ready. The home's understated elegance blends perfectly with the beautiful natural landscape & perfect weather that the Aptos hills have to offer. Secluded, yet close to town. Recent updating includes interior & exterior paint, refinished hardwood floors, new carpeting, exterior lighting, water softener, kitchen faucets & refined landscaping. The dramatic two-story entry boasts recessed lighting & craftsman-style staircase. Oil rubbed bronze fixtures, door hardware, & faucets abound. Stainless appliances in the kitchen include, Miele dishwasher, built-in Kitchen Aid refrigerator, Viking professional 6-burner range w/griddle, double ovens & microwave. Also featured: custom closet organizers, tumbled travertine tile at bathrooms, primary bathroom with jetted tub & oversized shower with an ocean view, multiple Atrium French doors to bring the outside in, & a burglar/fire alarm. Supplied by the Central Water District, the home has its own 10,000-gallon water storage system, complete with fire hydrant. Call your Realtor today. This just may be your dream home. Professionally staged!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

8/10
5/10
Aptos Junior High SchoolGrades 7-82.2 mi
8/10
Aptos High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2013

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Gas Oven/Range,Refrigerator
  • Laundry features: Gas Dryer Hookup,Tub/Sink,Inside

Bathroom

  • Features: DoubleSinks, Granite, PrimaryStallShowers, PrimaryTubwJets, StallShower2plus, Tile, FullonGroundFloor, HalfonGroundFloor

Bedroom

  • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 6
  • Full bathrooms: 5
  • 1/2 bathrooms: 1

Dining Room

  • Features: BreakfastBar, BreakfastNook, FormalDiningRoom

Family Room

  • Features: KitchenFamilyRoomCombo

Features

  • High Ceilings,Vaulted Ceiling(s),Wet Bar,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas,Gas Log

Heating & Cooling

  • Heating features: Central Forced Air Gas,2 plus Zones,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 5,395
  • Total interior livable area: 5,395 sqft

Kitchen

  • Features: Countertop_Granite

Property

Details

  • Parcel number: 105161034
  • Zoning: RA
  • Special condition: Standard

Features

  • Stories: 2
  • Patio & porch: Balcony/Patio,Deck
  • Exterior features: Back Yard
  • Has view: Yes
  • View description: Forest/Woods,Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 4.76 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Santa Cruz County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,904$166,848
Home Insurance *$368$4,416
Property Taxes $2,687$32,244
Electricity $1,156$13,882
Total$18,115$217,380
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$621,085/yr
40% on housing$543,450/yr
45% on housing$483,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.6%
0.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$510This listing

vs Other Active Listings

Avg $/sqft

ZIP 95003$689
Santa Cruz County$620

vs Homes Sold Last Month

Median $/sqft

ZIP 95003$821
Santa Cruz County$663

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$2,749,888
2026-05-19Listed for sale$2,998,888
2013-05-05Listing removed$5,400
2013-04-26Listed for rent$5,400
2010-12-30Sold$1,350,000
2008-04-22Sold$282,702
2005-05-27Sold$705,000
2004-02-17Sold$295,000
1998-04-27Sold$195,000

For Sale by Agent

AgentJason Noble
BrokerageNino Real Estate

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