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630 Haight St, San Francisco, CA, 94117

11beds
5baths
4,600sqft
$2,800,000
$609price/sqft
$17,223/moest. monthly cost
$688,920/yrincome needed

About This Home

630 Haight Street presents a rare opportunity to acquire a well-maintained three (3) unit multifamily asset in the heart of San Francisco's highly desirable Lower Haight neighborhood. The property features an exceptional unit mix consisting of one (1) three-bedroom / one-bath unit, one (1) four-bedroom / two-bath unit, and one (1) five-bedroom / two-bath unit, catering to a wide range of tenant profiles and providing strong long-term rental appeal. The spacious flats blend classic San Francisco charm with modern updates, featuring high ceilings, hardwood flooring, abundant natural light, and thoughtfully updated kitchens and bathrooms. Select units include skylights, bonus space, and remodeled finishes throughout, while the property also benefits from a large shared backyard, on-site laundry, and additional storage. Ideally located near Duboce Park, Alamo Square, Hayes Valley, and the vibrant Divisadero and Haight Street retail corridors, the property is surrounded by some of San Francisco's most popular restaurants, cafes, and neighborhood amenities. Its central location also provides convenient access to public transportation and major commuter routes, further enhancing tenant demand. With large flat-style units, strong in-place income, and a premier Lower Haight location, 630 Haight Street represents an excellent opportunity to acquire a pride-of-ownership asset in one of San Francisco's most consistently desirable rental markets.

Getting Around

97
WalkingWalker's Paradise
93
TransitRider's Paradise
93
BikeBiker's Paradise

Schools

9/10
1/10
Everett Middle SchoolGrades 6-80.6 mi
3/10
Mission High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Concrete

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 11
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Tile,Wood

Heating

  • Heating features: Baseboard,Radiant

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 4,600 sqft

Property

Details

  • Parcel number: 0847015
  • Special condition: Standard

Features

  • Levels: Three Or More

Lot

  • Lot size: 3,438 sqft
  • Features: Sidewalk

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Landslide

FEMA Declared Disasters in San Francisco County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,158$169,896
Home Insurance *$399$4,788
Property Taxes $1,680$20,160
Electricity $986$11,836
Total$17,223$206,676
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$590,502/yr
40% on housing$516,690/yr
45% on housing$459,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.8%
2.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$609This listing

vs Other Active Listings

Avg $/sqft

ZIP 94117$817
San Francisco County$694

vs Homes Sold Last Month

Median $/sqft

ZIP 94117$1,182
San Francisco County$986

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$2,800,000
2026-05-21Listed for sale$3,100,000
2025-09-02Listing removed$5,495
2025-08-27Listed for rent$5,495

For Sale by Agent

AgentPayam J. Nejad
BrokerageColliers International

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