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3235 White Ave, Clifton, CO, 81520

12beds
8baths
4,632sqft
$750,000
$162price/sqft
$4,634/moest. monthly cost
$185,360/yrincome needed

About This Home

This rare and spacious 4-plex offers an exceptional opportunity for an owner-user looking to live comfortably while generating rental income and is also a compelling opportunity for 1031 exchange buyers seeking stable income and durable tenant demand. The property consists of four spacious, two-story units, each offering 3 bedrooms, 1.5 bathrooms, in-unit laundry, and a private fenced backyard. All bedrooms are located upstairs, while the main level provides open living spaces with dedicated dining areas and living rooms highlighted by windows that enhance natural light. Each unit includes two dedicated parking spaces. Operating efficiency is supported by a favorable utility structure: tenants pay their own gas and electric, while ownership covers water, sewer, and trash, helping keep expenses predictable and manageable. Conveniently located near a new community center and adjacent to a park with open space, a BMX track, and recreational amenities, the property benefits from a strong location that continues to drive consistent rental interest. With attractive unit layouts, solid utility allocation, and proximity to community amenities, this property is well-suited for live in one, rent the others, and enjoy both comfort and cash flow and investors seeking a stable addition to a long-term portfolio.

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

5/10
5/10
Palisade High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1981

Materials

  • Roof: Asphalt,Composition
  • Construction materials: Masonite,Wood Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Two Story,Fourplex
  • Property subType: Quadruplex,Multi Family,Multi Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Microwave,Refrigerator

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 12
  • Bathrooms: 8

Features

  • Ceiling Fan(s),Window Treatments
  • Window features: Window Coverings
  • Flooring: Carpet,Laminate,Luxury Vinyl,Luxury VinylPlank,Tile

Heating & Cooling

  • Heating features: Baseboard,Hot Water,Natural Gas
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 4,632
  • Total interior livable area: 4,632 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 294314314003
  • Attached to another structure: Yes
  • Zoning description: RMF-8

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Open,Patio
  • Exterior features: Shed

Lot

  • Lot size: 9,583 sqft
  • Features: None
  • Lot size dimensions: 92 x 106

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$256$3,072
Property Taxes $237$2,844
Electricity $349$4,196
Total$4,634$55,608
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,880/yr
40% on housing$139,020/yr
45% on housing$123,573/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 81520$160
Mesa County$236

vs Homes Sold Last Month

Median $/sqft

ZIP 81520$261
Mesa County$263

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$750,000
2026-02-26Listing removed$799,000
2026-01-15Price change$799,000
2025-08-27Listed for sale$825,000
2017-04-24Sold$219,000
2008-07-16Sold$210,000

For Sale by Agent

AgentREGINALD WALL
BrokerageGREYHOUND REAL ESTATE

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