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12092 Swainsons Ln, Nampa, ID, 83686

5beds
3baths
3,915sqft
$1,524,900
$390price/sqft
$8,660/moest. monthly cost
$346,400/yrincome needed

About This Home

Custom built home situated on 2.08 acres overlooking Lake Lowell with views of the foothills. This single level home includes a 42' RV Bay plus an oversized 3-car garage w/ space for all your toys & recreational items. This home features a bright open floorplan showcasing extraordinary craftsmanship, & attention to detail. The great room boasts soaring ceilings w/ a serene backdrop. Premium finishes include a steel double entry door, engineered hardwood flooring throughout, quartz countertops, hardie siding, & more! Gourmet kitchen boasts an oversized waterfall island, custom double stacked cabinetry w/ under cabinet lighting, top-of-the-line Kitchenaid appliances, pot filler, & a spacious walk-through pantry. The private primary suite is a luxurious retreat w/ a beautifully crafted stone fireplace & a spa-inspired bath w/ a freestanding tub, curbless tile shower, & separate vanities. Relax & enjoy the tranquility & privacy that country living brings with the convenience of city living. Plenty of room for horses and outdoor enjoyment. This is Idaho living at its finest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

8/10
3/10
South Middle SchoolGrades 6-83.6 mi
4/10
Skyview High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2025

Materials

  • Foundation: Crawl Space
  • Roof: Architectural Style
  • Construction materials: Concrete,Frame,Masonry,Stone,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Microwave,Oven/Range Freestanding,Refrigerator,Gas Oven,Gas Range

Bedroom2

  • Level: Main
  • Area: 165

Bedroom3

  • Level: Main
  • Area: 195

Bedroom4

  • Level: Main
  • Area: 195

Bedroom5

  • Level: Main
  • Area: 285

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Dining Room

  • Level: Main
  • Area: 117

Features

  • Bath-Master,Bed-Master Main Level,Guest Room,Split Bedroom,Den/Office,Formal Dining,Family Room,Great Room,Double Vanity,Walk-In Closet(s),Walk In Shower,Breakfast Bar,Pantry,Kitchen Island,Quartz Counters,Number of Baths Main Level: 3
  • Flooring: Tile,Engineered Wood Floors
  • Number of fireplaces: 2
  • Fireplace features: Two,Gas
  • Fireplace: Yes
  • Finished area above ground: 3,915

Heating & Cooling

  • Heating features: Natural Gas,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,915
  • Total interior livable area: 3,915 sqft

Kitchen

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 360

Office

  • Level: Main
  • Area: 130

Property

Details

  • Parcel number: 30097109 0

Features

  • Levels: One
  • Patio & porch: Covered Patio/Deck
  • Fencing: Partial
  • Has view: Yes
  • Waterfront features: Lake
  • Horses can be raised: Yes

Lot

  • Lot size: 2.08 Acres
  • Features: 1 - 4.99 AC,Garden,Horses,Irrigation Available,Views,Auto Sprinkler System,Drip Sprinkler System,Pressurized Irrigation Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Attached,RV Access/Parking,Electric Vehicle Charging Station(s),Driveway
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Winter Weather
Heat Wave
Inland Flooding
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Canyon County and Idaho

Fire
Mud Landslide

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,710$92,520
Home Insurance $368$4,416
Property Taxes $343$4,116
Electricity $239$2,872
Total$8,660$103,920

Income You'd Need if You Spent...

35% on housing$296,914/yr
40% on housing$259,800/yr
45% on housing$230,933/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: -0.1%
-0.1%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 83686$232
Canyon County$230

vs Homes Sold Last Month

Median $/sqft

ZIP 83686$248
Canyon County$243

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentViktoriya Ivakhov
BrokerageSilvercreek Realty Group

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