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55490 Whispering Hills Dr, Shelby Township, MI, 48316

5beds
4baths
4,530sqft
$899,000
$198price/sqft
$7,202/moest. monthly cost
$288,080/yrincome needed

About This Home

Stunner! Welcome to Whispering Hills. Impeccably maintained and absolutely spotless split ranch perfectly situated on a premium pond lot with breathtaking views, gorgeous landscaping and incredible privacy. This beautifully updated home offers soaring ceilings, gorgeous hardwood flooring, plantation shutters, silhouette blinds, decorative lighting and a stunning floor to ceiling stone fireplace featuring Swarovski crystals. Spacious kitchen features Lafata cabinetry, stainless steel appliances, granite countertops with beveled edges, walk in pantry and oversized breakfast nook with incredible pond views. Doorwall leads to sprawling upper terrace overlooking the water, creating the perfect indoor/outdoor entertaining space. Formal dining room with dual French Doors currently used as an additional sitting area adds flexibility to the layout. Luxurious primary suite offers two walk in closets, spa inspired steam shower with built in seating designed for total relaxation and private doorwall leading to the upper terrace. Since purchase, owners have completely finished the walkout lower level featuring two additional bedrooms, full bath and expansive living space with access to the lower patio and serene backyard setting. Enjoy fishing, peaceful water views and even annual fireworks over the pond right from your own backyard. Additional features include 3 car side entry garage, timed hard wired exterior lighting, new shower doors, new doorwall, New HWH 2025 and one year VIP Home Warranty included for mechanicals and appliances. Truly a rare offering in one of the area’s most desirable communities. Welcome Home!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
Morgan Elementary SchoolGrades PK-60.9 mi
7/10
Malow Junior High SchoolGrades 7-90.6 mi
9/10
Eisenhower High SchoolGrades 10-120.4 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Free Standing Electric Oven,Free Standing Refrigerator,Humidifier,Microwave,Washer
  • Laundry features: Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Bedroom

  • Level: Entry
  • Area: 165
  • Dimensions: 15 X 11

Bedroom

  • Level: Basement
  • Area: 182
  • Dimensions: 14 X 13

Bedroom

  • Level: Basement
  • Area: 196
  • Dimensions: 14 X 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Entrance Foyer,Programmable Thermostat
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 2,100
  • Finished area above ground: 2,430

Great Room

  • Level: Entry
  • Area: 378
  • Dimensions: 21 X 18

Great Room

  • Level: Basement
  • Area: 870
  • Dimensions: 29 X 30

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 4,530 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Laundry

  • Level: Entry
  • Area: 91
  • Dimensions: 13 X 7

Library

  • Level: Entry
  • Area: 156
  • Dimensions: 13 X 12

Other

  • Level: Entry
  • Area: 63
  • Dimensions: 9 X 7

Other

  • Level: Basement
  • Area: 64
  • Dimensions: 8 X 8

Other

  • Level: Entry
  • Area: 25
  • Dimensions: 5 X 5

Other

  • Level: Entry
  • Area: 143
  • Dimensions: 13 X 11

Other

  • Level: Basement
  • Area: 196
  • Dimensions: 14 X 14

Other

  • Level: Basement
  • Area: 126
  • Dimensions: 14 X 9

Primary Bathroom

  • Level: Entry
  • Area: 120
  • Dimensions: 12 X 10

Primary Bedroom

  • Level: Entry
  • Area: 256
  • Dimensions: 16 X 16

Property

Details

  • Parcel number: 0704327003
  • Special condition: Short Sale No,Standard
  • Other equipment: Dehumidifier

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Balcony,Lighting
  • Fencing: Invisible
  • Waterfront features: Pond

Lot

  • Lot size: 0.29 Acres
  • Features: Sprinklers
  • Lot size dimensions: 90 x 141

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached,Basement,Direct Access,Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Ice Storm
Strong Wind
Heat Wave
Winter Weather
Tsunami

FEMA Declared Disasters in Macomb County and Michigan

Flood
Severe Ice Storm
Severe Storm
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$310$3,720
Property Taxes $1,853$22,236
Electricity $494$5,929
Total$7,202$86,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,925/yr
40% on housing$216,060/yr
45% on housing$192,053/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.3%
0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 48316$173
Macomb County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 48316$205
Macomb County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-29Listed for sale$899,000
2017-11-20Sold$490,000
2017-10-03Pending sale$495,000
2017-09-28Listed for sale$495,000
2011-09-12Sold$319,000

For Sale by Agent

AgentKelly K Finley
BrokerageNew Century REALTORS®

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