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3348 10th St S, Moorhead, MN, 56560

3beds
2baths
1,644sqft
$254,900
$155price/sqft
$1,927/moest. monthly cost
$77,080/yrincome needed

About This Home

If you're looking for a large lot and a great home..... this is it! Move right in and enjoy easy, low-maintenance living in this beautifully maintained 3-bedroom, 2-bath twin home! Thoughtful updates during ownership include lots of new flooring, newer shingles, freshly painted walls and deck, updated lighting, plus newer appliances including dishwasher, washer, dryer, and water heater. The functional floor plan offers comfortable, inviting living spaces, while the oversized, fully fenced backyard is a rare find for a twin home—offering endless possibilities for play, gardening, privacy, you name it! With its nice updates, exceptional outdoor space, and obvious pride of ownership throughout, this home is completely move-in ready and ready to go!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
67
BikeBikeable

Schools

8/10
Probstfield ElementaryGrades K-40.8 mi
5/10
Horizon Middle SchoolGrades 5-82.4 mi
7/10
Moorhead High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Lower

Bedroom3

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Deck

  • Level: Upper

Dining Room

  • Level: Upper

Family Room

  • Level: Lower

Features

  • Finished area below ground: 836
  • Finished area above ground: 808

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,644
  • Total interior livable area: 1,644 sqft

Kitchen

  • Level: Upper

Laundry

  • Level: Lower

Living Room

  • Level: Upper

Utility Room

  • Level: Lower

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 586100470
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 836

Features

  • Levels: Multi/Split
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 8,053 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,288$15,456
Home Insurance *$183$2,196
Property Taxes $286$3,432
Electricity $170$2,050
Total$1,927$23,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$66,068/yr
40% on housing$57,810/yr
45% on housing$51,386/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$155This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$254,900
2018-12-14Sold$171,500
2018-09-18Price change$174,900
2018-07-17Listed for sale$176,900
2008-02-26Sold$129,900

For Sale by Agent

AgentJenny Schuster
BrokeragePark Co., REALTORS®

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