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5434 Pollard Dr, Southaven, MS, 38671

2beds
2baths
1,150sqft
$225,000
$196price/sqft
$1,599/moest. monthly cost
$63,960/yrincome needed

About This Home

This well-maintained property offers comfortable living in a quiet, established neighborhood with the convenience buyers are looking for. Inside, you'll find a functional layout with spacious living areas, great natural light, and a flow that simply makes sense for everyday life and entertaining. The kitchen provides ample cabinet and counter space, making it easy to cook, gather, and connect. Bedrooms are generously sized, offering flexibility for family, guests, or a home office. Step outside to a backyard ready for relaxing evenings, weekend gatherings, or future customization. Located just minutes from shopping, dining, schools, and easy interstate access, this home delivers both comfort and location—an ideal combination for homeowners and investors alike. Move-in ready and full of potential for first time buyers or investors.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

4/10
2/10
Southaven Middle SchoolGrades 6-82.5 mi
6/10
Southaven High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Brick Veneer

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Oven

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,150
  • Total interior livable area: 1,150 sqft

Property

Details

  • Parcel number: 2081011300049300

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 4,791 sqft

Parking

  • Total spaces: 2
  • Parking features: Driveway,Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,137$13,644
Home Insurance *$171$2,052
Property Taxes $99$1,188
Electricity $192$2,304
Total$1,599$19,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,822/yr
40% on housing$47,970/yr
45% on housing$42,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$118
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-29Price change$225,000
2026-01-17Listed for sale$240,000
2018-09-06Listing removed$75,642
2018-08-21Listed for sale--

For Sale by Agent

AgentCeliesse Thomas
BrokerageHarris & Harris Realty Group

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