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1719 18th St S, Moorhead, MN, 56560

4beds
2baths
2,080sqft
$270,000
$130price/sqft
$2,026/moest. monthly cost
$81,040/yrincome needed

About This Home

Charming Rambler on a Spacious Corner Lot in Moorhead Welcome to this well-maintained 4-bedroom, 2-bath rambler located on a desirable corner lot in Moorhead, Minnesota. Built in 1959, this home offers a functional layout with three bedrooms on the main level and one additional bedroom downstairs, providing plenty of space for family, guests, or a home office. The lower level features three newly added egress windows, creating excellent potential for additional future bedrooms or expanded living space. Some trim work remains to be completed in the basement, giving the next owner an opportunity to add their own finishing touches. Outside, the generously sized lot offers ample room to build a future detached garage while still leaving plenty of yard space for outdoor activities, gardening, or entertaining. Conveniently located near two local colleges with quick and easy access to the interstate, this home combines comfort, convenience, and future potential. Whether you're looking for your next family home or an investment opportunity, this property is full of possibilities.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Horizon Middle SchoolGrades 5-81.5 mi
7/10
Moorhead High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Finished area below ground: 1,040
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 2,080
  • Total interior livable area: 2,080 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 584650010
  • Zoning description: Residential-Single Family
  • Foundation area: 1040

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 9,147 sqft
  • Features: Corner Lot
  • Lot size dimensions: 72 x 125

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$183$2,196
Property Taxes $303$3,636
Electricity $175$2,105
Total$2,026$24,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$69,462/yr
40% on housing$60,780/yr
45% on housing$54,026/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$270,000
2019-01-11Sold$166,000
2018-12-04Price change$164,500
2018-11-01Price change$167,400
2018-10-09Price change$169,500
2018-09-24Listed for sale$169,900
2018-08-17Sold$135,000
2018-07-18Listed for sale$145,000

For Sale by Agent

AgentJason Balvitsch
BrokerageeXp Realty (3240 WF)

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