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2401 Placid Cv, Nesbit, MS, 38651

2beds
5baths
2,500sqft
$399,900
$160price/sqft
$2,666/moest. monthly cost
$106,640/yrincome needed

About This Home

This beautiful lakefront home is nestled in a quiet cove within the desirable Bridgetown Subdivision. Spanning three finished levels, the residence offers versatile living with a private in-law suite on the lower level that can easily double as a large game room or guest quarters. Inside, you'll find generously sized rooms including a comfortable sitting area, cozy kitchen, and an inviting living room anchored by a striking stone fireplace. The highlight is the expansive sunroom/dining area, flooded with natural light and offering gorgeous views. Outdoors, the property shines with multiple tiers of deck space perfect for entertaining or relaxing, a fully wired workshop, and a refreshing in-ground pool complete with a pool house featuring a half bath and outdoor shower. Beautifully landscaped grounds with easy steps lead down to the private dock, where you can enjoy peaceful sunsets over the water. Located in the Lewisburg school district, this well-maintained home offers the ideal blend of comfort, functionality, and lakefront lifestyle. Schedule your private showing today! Seller offering a home warranty from Choice Home Warranty

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

10/10
Lewisburg IntermediateGrades 4-52.7 mi
9/10
Lewisburg Middle SchoolGrades 6-86.9 mi
9/10
Lewisburg High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1976

Materials

  • Foundation: Conventional
  • Roof: Metal,Shingle
  • Construction materials: Stone,Vertical Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal
  • Laundry features: Laundry Closet,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 5
  • Full bathrooms: 3
  • 1/2 bathrooms: 2

Features

  • Beamed Ceilings,Ceiling Fan(s),Crown Molding,In-Law Floorplan,Track Lighting
  • Door features: Dead Bolt Lock(s),Sliding Doors
  • Flooring: Carpet,Tile
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Property

Details

  • Parcel number: 2076230100003200

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck,Rear Porch
  • Exterior features: Dock,Outdoor Shower,Rain Gutters
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 0.39 Acres
  • Features: Cul-De-Sac,Many Trees,Sloped

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$236$2,832
Property Taxes $176$2,112
Electricity $232$2,789
Total$2,666$31,992
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,405/yr
40% on housing$79,980/yr
45% on housing$71,093/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38651$171
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38651$175
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$365,000
2026-07-08Listed for sale$399,900
2020-07-24Sold--
2020-06-14Listed for sale$279,000

For Sale by Agent

AgentLarry Webb
BrokerageDream Maker Realty

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