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5402 Peach Trail Dr, Southaven, MS, 38671

3beds
2baths
1,573sqft
$285,000
$181price/sqft
$1,974/moest. monthly cost
$78,960/yrincome needed

About This Home

You're going to love this beautifully updated, one-level home located in an established subdivision! This spacious split-bedroom floor plan offers three bedrooms, two full baths, and an abundance of natural light throughout. The tiled entry welcomes you into a home with no carpet, crown molding, plantation shutters and blinds, built-in bookshelves, and a cozy gas-log fireplace in the family room. The kitchen features abundant cabinetry, a breakfast bar, two pantries, and a large window overlooking the backyard. The spacious primary suite boasts a private sitting area, a walk-in closet with wood shelving, and a salon bath with double sinks. All closets feature wood shelving French doors from the great room and dining area open to a covered patio and a large, fully fenced backyard—perfect for grilling, entertaining, or relaxing. The laundry room includes cabinets and enough space for an additional refrigerator or freezer. A backyard storage building on a concrete slab provides even more storage. Numerous updates include a new metal roof and new fence in 2024, fresh paint on exterior in 2024, gutters with LeafFilter in 2024, garage door openers and garbage disposal in 2023, New HVAC system in 2020, New water heater on demand in 2019, tile flooring throughout in 2018-2019, and updated lighting and hardware throughout in 2018. New building in backyard on concrete in 2025 .Refrigerator, washer and dryer remains in as-is condition. Please see the attached documents for a complete list of upgrades and associated costs.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
2/10
Southaven Middle SchoolGrades 6-82.8 mi
6/10
Southaven High SchoolGrades 9-122.7 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1988

Materials

  • Foundation: Slab
  • Roof: Asphalt,Metal
  • Construction materials: Brick,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bookcases,Breakfast Bar,Built-in Features,Ceiling Fan(s),Pantry,Other,Double Vanity
  • Door features: Dead Bolt Lock(s),Security
  • Window features: Blinds,Metal,Plantation Shutters
  • Flooring: Tile,Wood
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,573
  • Total interior livable area: 1,573 sqft

Property

Details

  • Parcel number: 2073060400012800

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Screened
  • Exterior features: Rain Gutters
  • Fencing: Privacy,Wood

Lot

  • Lot size: 0.32 Acres
  • Features: Landscaped,Sloped
  • Lot size dimensions: 90 x 155

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance *$216$2,592
Property Taxes $125$1,500
Electricity $192$2,304
Total$1,974$23,688
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,680/yr
40% on housing$59,220/yr
45% on housing$52,640/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$181This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$118
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$285,000
2018-08-03Sold--
2016-05-26Sold--
2016-04-14Pending sale$149,900
2016-04-10Listed for sale$149,900
2011-07-22Sold--
2011-06-27Listed for sale$133,900
2010-08-29Listing removed$154,900
2010-03-13Listed for sale$154,900

For Sale by Agent

AgentJennie Holliday
BrokerageColdwell Banker Collins-Maury Southaven

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