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1304 26th Ave S, Moorhead, MN, 56560

5beds
2baths
2,142sqft
$295,000
$138price/sqft
$2,218/moest. monthly cost
$88,720/yrincome needed

About This Home

Check out this amazing home in convenient Moorhead location! The spacious floorplan is ready for the new owner to make it their own! The main floor consists of a front entry, kitchen, dining room and living room. Upstairs offers 3 bedrooms and a full bathroom, lower level has a cozy living room with fireplace, plus 2 bedrooms and a bathroom, and finally the basement has laundry and tons of room to grow!

Getting Around

48
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

5/10
Horizon Middle SchoolGrades 5-82.0 mi
7/10
Moorhead High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1967

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Lower

Bedroom5

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 742
  • Finished area above ground: 1,400

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,800
  • Total interior livable area: 2,142 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Storage

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 584540740
  • Zoning description: Residential-Single Family
  • Foundation area: 1400

Features

  • Levels: Four or More Level Split

Lot

  • Lot size: 9,812 sqft
  • Lot size dimensions: 76 x 129

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$183$2,196
Property Taxes $364$4,368
Electricity $180$2,167
Total$2,218$26,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,045/yr
40% on housing$66,540/yr
45% on housing$59,146/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$138This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Price change$295,000
2026-06-03Listed for sale$299,900
2013-06-21Sold$180,000
2013-03-06Price change$185,900
2012-11-10Price change$189,900
2012-10-09Listed for sale$193,900

For Sale by Agent

AgentRachel Blankenship
BrokerageRE/MAX Legacy Realty

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