4856 2nd St SW, Moorhead, MN, 56560
About This Home
This luxury home in the highly sought after Tessa Terrace neighborhood of south Moorhead is ready for a new owner. This 5 bedroom, 4 bathroom, 3 car garage home was custom built by Dave Schmidt and the quality design can be seen throughout. Highlights of the main level include a wall of two story, southwest facing windows perfect for capturing sunsets, a stone fireplace acting as the living area focal point, and a dedicated office off the main entry. The primary suite features a large bathroom with extended countertop space, a tiled shower with natural light, and a walk-in-closet with a custom closet storage system. The upstairs loft area has unique lighting and private nooks perfect for an entertainment zone, hobby room, or extra space for guests. The basement is fully finished with all egress windows. The dedicated theater room features tiered flooring for optimal viewing and a large projection screen. The basement flex space can easily be used as an at home gym or playroom. The garage is fully finished and heated with an additional storage room. The interior isn’t all this home has to offer. The grand columned entrance with a double door entry and stone accents create a welcoming first impression. All landscaping has been done around both the home and the various fruit trees in the backyard. Enjoy the summer months on the deck or the dedicated fireplace area. The large .73 acre lot means there is plenty of space to install an ice rink or swimming pool to complete the backyard oasis. Located on a walking path, close to the Bluestem Amphitheater, and just a few minutes’ drive from shopping and other amenities. Take a look at this one-of-a-kind home today!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2013
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Double Oven,Dryer,Microwave,Range,Refrigerator,Washer,Wine Cooler
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Egress Window(s),Finished,Full
Bathroom
- Level: Main
Bathroom
- Level: Main
Bathroom
- Level: Second
Bathroom
- Level: Basement
Bedroom
- Level: Main
Bedroom2
- Level: Second
Bedroom3
- Level: Second
Bedroom4
- Level: Second
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Finished area below ground: 1,799
- Finished area above ground: 3,654
Foyer
- Level: Main
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 5,631
- Total interior livable area: 5,631 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Loft
- Level: Second
Media Room
- Level: Basement
Mud Room
- Level: Main
Office
- Level: Main
Utility Room
- Level: Basement
Walk In Closet
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 587910050
- Zoning description: Residential-Single Family
- Foundation area: 1977
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck,Patio
Lot
- Lot size: 0.73 Acres
- Lot size dimensions: 172 x 314 x 264 x 60
Parking
- Total spaces: 3
- Parking features: Attached,Floor Drain,Garage,Garage Door Opener,Heated Garage,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,993 | $59,916 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $1,155 | $13,860 |
| Electricity | $474 | $5,699 |
| Total | $6,805 | $81,660 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Listed for sale | $1,049,500 |
| 2012-02-15 | Sold | $78,639 |
View on Zillow