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7857 Mary Payton Dr, Southaven, MS, 38671

4beds
2baths
1,684sqft
$309,900
$184price/sqft
$2,130/moest. monthly cost
$85,200/yrincome needed

About This Home

Seller is offering 3% in concessions to be used how the buyer wishes for closing costs, pre-paids, buydowns and or upgrades. Located in Central Park Neighborhood, this well laid out 1684 sq. ft. home offers 4 bedrooms and 2 bathrooms with a low-maintenance brick exterior. The interior features wood and tile flooring throughout the downstairs and raised ceilings in the family room, highlighted by a fireplace and ceiling fan. The kitchen is designed for both function and style with quartz countertops, a serving bar with pendant lighting, built-in appliances, and recessed lighting. The dining area features a charming bay window for added natural light. The primary suite includes tile shower surrounds, a whirlpool tub, and a spacious walk-in closet. Additional bedrooms creating a split floor plan also offer walk-in closets, providing ample storage throughout the home. There is a rear an open patio overlooking the sodded yard.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

6/10
2/10
Southaven Middle SchoolGrades 6-82.7 mi
6/10
Southaven High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Range,Microwave
  • Laundry features: Laundry Room,Main Level

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,High Ceilings,High Speed Internet,Open Floorplan,Recessed Lighting,Walk-In Closet(s),Breakfast Bar
  • Door features: Insulated,Metal Insulated
  • Window features: Double Pane Windows,Insulated Windows,Vinyl
  • Flooring: Vinyl,Carpet,Ceramic Tile
  • Fireplace features: Gas Log,Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Gas

Interior Area

  • Total structure area: 1,684
  • Total interior livable area: 1,684 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 1079292300019600

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Rain Gutters

Lot

  • Lot size: 7,405 sqft
  • Features: Landscaped,Level
  • Lot size dimensions: 60 x 120

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Inside Entrance,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance *$235$2,820
Property Taxes $136$1,632
Electricity $192$2,304
Total$2,130$25,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$73,028/yr
40% on housing$63,900/yr
45% on housing$56,800/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$118
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Price change$299,900
2026-07-23Price change$309,900
2026-07-11Listed for sale$319,900
2022-04-01Listing removed--
2022-01-27Listed for rent$2,020
2020-01-08Listing removed$1,299
2019-12-15Price change$1,299
2019-10-03Listed for rent$1,349
2016-04-05Sold--
2016-03-07Pending sale$117,900
2016-02-29Listed for sale$117,900

New Construction

AgentMcKeever Heun
BrokerageAnton Realty & Appraisals

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