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1002 4th Ave S, Moorhead, MN, 56560

6beds
2baths
2,979sqft
$249,900
$84price/sqft
$1,996/moest. monthly cost
$79,840/yrincome needed

About This Home

Excellent investment opportunity with strong potential and plenty of space! This 6-bedroom, 2-bath home offers a functional layout ideal for investors, rental income, or owner-occupants looking for extra room. The property features durable steel siding for low-maintenance exterior upkeep, beautifully updated landscaping that adds outstanding curb appeal, and nicely finished bathrooms that bring a modern touch throughout the home. Conveniently located in a great area close to schools, shopping, dining, and everyday amenities, this property combines value, size, and location all in one. Whether you’re looking to expand your investment portfolio or secure a spacious property with income potential, this is an opportunity you won’t want to miss.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
Probstfield ElementaryGrades PK-61.5 mi
5/10
Horizon Middle SchoolGrades 5-82.2 mi
7/10
Moorhead High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1920

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block,Partially Finished

Bathroom

  • Level: Upper

Bathroom

  • Level: Lower

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedroom4

  • Level: Upper

Bedroom5

  • Level: Main

Bedroom6

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 2
  • Full bathrooms: 2

Deck

  • Level: Main

Dining Room

  • Level: Main

Features

  • Finished area below ground: 900
  • Finished area above ground: 2,079

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,979
  • Total interior livable area: 2,979 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: Door Lever Handles

Details

  • Parcel number: 581310120
  • Zoning description: Residential-Single Family
  • Foundation area: 1001

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 3,920 sqft
  • Lot size dimensions: Irregular

Parking

  • Parking features: On Street
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance *$183$2,196
Property Taxes $299$3,588
Electricity $251$3,015
Total$1,996$23,952
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,434/yr
40% on housing$59,880/yr
45% on housing$53,226/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$84This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$259,900
2023-05-05Listing removed--
2023-03-08Listed for rent$1,695
2022-03-11Listing removed--
2022-01-12Listed for rent$1,695
2019-02-08Listing removed$1,495
2018-12-31Price change$1,495
2018-10-29Price change$1,195
2018-09-17Price change$1,395
2018-02-20Listed for rent$1,400
2017-05-17Listing removed$1,400
2017-04-25Price change$1,400
2017-04-21Listed for rent$1,600
2016-03-04Sold$142,000
2015-12-23Price change$150,000
2015-10-02Listed for sale$159,900
2015-04-28Listing removed$105,000
2015-04-23Listed for sale$105,000
2008-05-28Sold$80,000

For Sale by Agent

AgentJarred Nygaard
BrokerageRE/MAX Legacy Realty

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