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1395 Main St, Southaven, MS, 38671

3beds
1baths
1,318sqft
$169,900
$129price/sqft
$1,255/moest. monthly cost
$50,200/yrincome needed

About This Home

Well-maintained 3-bedroom home with versatile living space and thoughtful updates throughout. Refinished hardwood flooring welcomes you into the main living areas, complemented by a ceiling fan for added comfort. The kitchen features LVP flooring, stainless steel appliances, and flows seamlessly into a dedicated breakfast area. A flexible entry space can serve as a home office or sitting area. The primary bedroom offers refinished hardwood flooring, while secondary bedrooms provide a mix of hardwood and LVP for easy maintenance. The bathroom includes a tub/shower combo with tile surround and a single vanity. A spacious den/bonus room with separate AC expands the living area--ideal for entertaining or relaxing. Enjoy outdoor living with a covered patio, large fenced backyard, and a substantial storage building.

Getting Around

64
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
2/10
Southaven Middle SchoolGrades 6-81.2 mi
6/10
Southaven High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1962

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick Veneer,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Range,Free-Standing Refrigerator,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Main

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Primary Downstairs,Storage
  • Door features: Fiberglass,Security
  • Window features: Aluminum Frames,Blinds,Storm Window(s)
  • Flooring: Vinyl,Ceramic Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Electric,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,318
  • Total interior livable area: 1,318 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 1086230900030600

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Rear Porch
  • Exterior features: Private Yard,Rain Gutters
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: City Lot,Cleared,Few Trees,Front Yard,Level

Parking

  • Total spaces: 2
  • Parking features: Attached Carport,Concrete,Covered,Driveway,Parking Pad
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance *$129$1,548
Property Taxes $75$900
Electricity $192$2,304
Total$1,255$15,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,028/yr
40% on housing$37,650/yr
45% on housing$33,466/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$119
DeSoto County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Listed for sale$169,900
2024-07-29Listing removed--
2024-07-10Price change$1,450
2024-06-25Listed for rent$1,495
2021-08-12Listing removed--
2021-06-13Listed for rent$1,300
2019-10-29Listing removed$1,025
2019-10-01Listed for rent$1,025

For Sale by Agent

AgentMark T Wilson
BrokerageColdwell Banker Collins-Maury Southaven

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