932 Gates St, Hernando, MS, 38632
About This Home
NEW ROOF! Beautiful custom-built, one-owner home in sought-after Forked Creek offering exceptional space, quality, and features for entertaining! Conveniently located near city amenities, Hernando's historic town square, dining, shopping, and easy interstate access for travel, yet tucked away in a peaceful setting within the award-winning Hernando School District. This well-maintained home features a dramatic great room with soaring vaulted ceilings, cozy fireplace, and stunning wrought iron staircase overlooking the living area. The open-concept layout flows perfectly into the kitchen and eat-in dining area, creating an ideal setup for everyday living and gatherings. The kitchen features custom-built cabinetry, pantry, built-in desk area, and all appliances remain. A formal dining room, spacious laundry room with additional cabinetry, and built-in safe tucked beneath the staircase add both function and convenience. The flexible floor plan offers 3 bedrooms plus a massive newly finished bonus room with oversized closet that could easily serve as a 4th bedroom, game room, or media space. The downstairs primary suite features his-and-her closets, double vanity sinks, jetted soaking tub, and a large walk-through shower. Additional interior features include walk-in attic storage, pull-down attic access, and abundant storage throughout. Step outside to enjoy the covered back patio, privacy-fenced backyard, beautiful lot, and spacious two-car garage with storage room. And the showstopper — the incredible custom detached shop! This heated and cooled workshop is exceptionally well-built and includes roll-up doors on both ends, burlap-finished walls, ventilation fan, 220 wiring, plumbing for air compressors with multiple air hose connection points throughout, excellent insulation, and even a custom underground tornado shelter. A separate storage building for lawn equipment also remains. The home is wired and panel-ready for a whole-house generator, adding even more value and peace of mind. This property truly offers the perfect combination of comfort, storage, workshop space, and entertaining potential in one exceptional Hernando home. A must-see with too many extras to list!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2006
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick,Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Free-Standing Electric Range,Microwave,Refrigerator,Water Heater
- Laundry features: In Hall,Inside,Laundry Room,Main Level
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Upper
Dining Room
- Level: Main
Features
- Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Pantry,Soaking Tub,Walk-In Closet(s),Double Vanity
- Door features: Dead Bolt Lock(s),Hinged Patio
- Flooring: Carpet,Combination,Hardwood,Tile
- Fireplace features: Great Room
- Fireplace: Yes
Great Room
- Level: Main
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,650
- Total interior livable area: 2,650 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 3081010900010500
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch
- Exterior features: Private Yard,Rain Gutters,See Remarks
- Fencing: Back Yard,Privacy,Wood,Fenced
Lot
- Lot size: 0.34 Acres
- Features: City Lot,Front Yard,Landscaped,Level
- Lot size dimensions: 100 x 150
Parking
- Total spaces: 3
- Parking features: Attached,Covered,Detached,Garage Door Opener,Garage Faces Side,Concrete
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Earthquake
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in DeSoto County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,169 | $26,028 |
| Home Insurance * | $245 | $2,940 |
| Property Taxes | $189 | $2,268 |
| Electricity | $246 | $2,956 |
| Total | $2,849 | $34,188 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-09 | Listed for sale | $460,000 |
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