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418 Carol Ann Cv, Southaven, MS, 38671

2beds
2baths
1,275sqft
$205,500
$161price/sqft
$1,477/moest. monthly cost
$59,080/yrincome needed

About This Home

Great Water Front Property! This home features two bedrooms and two bathrooms. The open living room and dining room invites you in upon arrival. A side-by-side stainless steel refrigerator welcomes you into the galley kitchen showcasing the stainless steel free standing electric range and the new stainless steel dishwasher. LVP replaced throughout, fresh paint (kitchen and living room), new countertops, and new appliances.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
2/10
Southaven Middle SchoolGrades 6-81.5 mi
6/10
Southaven High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Free-Standing Refrigerator,Water Heater
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),Double Vanity
  • Door features: Dead Bolt Lock(s),Security
  • Window features: Vinyl
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,275
  • Total interior livable area: 1,275 sqft

Property

Details

  • Parcel number: 1079302200007700

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Back Yard,Chain Link,Privacy,Fenced
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake,Lake Front

Lot

  • Lot size: 3,484 sqft
  • Features: City Lot,Landscaped,Views
  • Lot size dimensions: 35 x 100 IRR

Parking

  • Total spaces: 2
  • Parking features: Parking Pad,Concrete
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,039$12,468
Home Insurance *$156$1,872
Property Taxes $90$1,080
Electricity $192$2,304
Total$1,477$17,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,640/yr
40% on housing$44,310/yr
45% on housing$39,386/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$118
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$205,500
2026-02-05Price change$219,900
2025-11-18Listed for sale$225,000
2023-02-16Sold--
2023-01-18Pending sale$179,900
2023-01-11Listed for sale$179,900

For Sale by Agent

AgentFelicia M Cooperwood
BrokerageFelicia Cooperwood Realty

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