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8761 Chesterfield Dr, Southaven, MS, 38671

3beds
3baths
2,394sqft
$254,500
$106price/sqft
$1,813/moest. monthly cost
$72,520/yrincome needed

About This Home

Looking for space? You'll love the bedrooms! This Southaven home is conveniently located in an established neighborhood near Hwy 51 and I-55. There are three large bedrooms, three bathrooms and a bonus area with French doors for separate access that would be perfect for a fourth bedroom or a mother in law wing. With a large backyard and large formal dining room, this home is perfect for entertaining. Beautiful painted fireplace in the living area! Refrigerator, washer/dryer to remain.

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

5/10
2/10
Southaven Middle SchoolGrades 6-80.9 mi
6/10
Southaven High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Conventional
  • Roof: Architectural Shingles,Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Features

  • Eat-in Kitchen,Entrance Foyer,Double Vanity
  • Flooring: Carpet,Combination,Laminate,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,394
  • Total interior livable area: 2,394 sqft

Property

Details

  • Parcel number: 1086240200011400

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: None
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,286$15,432
Home Insurance *$193$2,316
Property Taxes $112$1,344
Electricity $222$2,671
Total$1,813$21,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,160/yr
40% on housing$54,390/yr
45% on housing$48,346/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$106This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$118
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$249,900
2026-03-19Listed for sale$259,900

For Sale by Agent

AgentKaren G Love
BrokerageCapstone Realty Services

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