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2290 Cumberland Dr, Southaven, MS, 38672

5beds
5baths
4,300sqft
$615,000
$143price/sqft
$4,152/moest. monthly cost
$166,080/yrincome needed

About This Home

*Desoto Central School District* Custom-built home offering 5 spacious bedrooms and 5½ bathrooms, featuring a thoughtfully designed floor plan with 2 bedrooms on the main level and 3 upstairs. This home boasts multiple living and dining spaces, a sunroom, private office with built-ins, and a generous chef’s kitchen with a center island and exceptional storage, including three pantries and new custom cabinetry. The primary suite is a true retreat with his-and-her vanities, sinks, and walk-in closets, plus a whirlpool tub. Upstairs, you’ll find 2 bedrooms with walk in closets, 2 bathrooms and a huge bedroom/bonus room with extensive built-in cabinetry and a charming hidden room behind bookshelves, perfect for a dollhouse, toy storage, or creative flex space. Enjoy outdoor entertaining with a bar area and resort-style saltwater Gunite pool featuring slate decking. Additional features include a 1200+ detached garage with a ¾ bath for showering off before jumping in the pool or after working in the yard. Garage also has a fully floored attic providing abundant storage. Recent updates include: • New roof (2025) • New flooring downstairs (Rare Vintage Laminate Wood) (2024) • New custom kitchen cabinets (2024) • GE - 36” 5-burner natural gas cooktop (2024) • GE - 30” Oven & Microwave/Convection Oven Combo (2024) • Frigidaire Dishwasher (2026) This exceptional 4300 sq ft property combines luxury, function, and unique character—perfect for entertaining and everyday living. *Owner downsizing and willing to leave home partially furnished.*

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 2001

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave,Range / Oven

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Features

  • Flooring: Tile,Hardwood,Laminate
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 4,300 sqft

Property

Details

  • Parcel number: 2072090300022400

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.69 Acres

Parking

  • Total spaces: 4
  • Parking features: Garage - Attached,Garage - Detached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,109$37,308
Home Insurance *$373$4,476
Property Taxes $271$3,252
Electricity $399$4,798
Total$4,152$49,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$142,354/yr
40% on housing$124,560/yr
45% on housing$110,720/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 38672$151
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38672$162
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-27Listed for sale$615,000
2018-10-21Listing removed$374,900
2018-03-09Listed for sale$374,900
2017-12-01Listing removed$384,000
2017-11-16Price change$384,000
2017-10-12Price change$384,900
2017-09-25Price change$389,900
2017-06-02Price change$399,900
2017-03-14Price change$425,000
2016-11-15Listed for sale$435,000

For Sale by Owner

AgentProperty Owner

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