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1418 22nd Ave S, Moorhead, MN, 56560

3beds
2baths
2,176sqft
$320,000
$147price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

This charming 1-story home is nestled in a beautiful tree-lined neighborhood in south Moorhead—loved for its easy access to parks, schools, and everyday conveniences. Step inside to find three main-floor bedrooms, beautiful hardwood floors, and a nicely updated kitchen that makes daily living and entertaining a joy. The finished basement expands your possibilities even further, but it's the big-ticket improvements that are truly exceptional. A brand-new roof installed on July 20 and a new furnace and A/C has just been installed this week! You’ll also enjoy new carpeting throughout and updated windows. Outside, the property continues to impress with a fully fenced backyard, and mature trees that create a peaceful, private outdoor retreat. If you’ve been searching for a move-in-ready home with major updates already taken care of, room to grow, and a fantastic location—this one checks every box.

Getting Around

29
WalkingCar-Dependent
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

5/10
Horizon Middle SchoolGrades 5-81.8 mi
7/10
Moorhead High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1964

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Double Oven,Dryer,Microwave,Range,Refrigerator,Washer

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Den

  • Level: Basement

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 1,028
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,296
  • Total interior livable area: 2,176 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Other

  • Level: Basement

Patio

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 588050280
  • Zoning description: Residential-Single Family
  • Foundation area: 1148

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 9,583 sqft
  • Lot size dimensions: 75 x 128

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$183$2,196
Property Taxes $409$4,908
Electricity $183$2,202
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$320,000
2013-11-11Sold$160,000
2013-09-25Price change$169,900
2013-08-23Price change$174,900
2013-08-08Price change$177,900
2013-07-18Listed for sale$179,900

For Sale by Agent

AgentKaren Skjold
BrokeragePark Co., REALTORS®

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