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1225 7th St S APT 4, Moorhead, MN, 56560

2beds
1baths
933sqft
$120,000
$129price/sqft
$1,069/moest. monthly cost
$42,760/yrincome needed

About This Home

Welcome to easy living right next to Concordia College! This well-maintained 2 bedroom, 1 bathroom condo offers a functional layout and low-maintenance lifestyle in a prime location. The kitchen features painted cabinets paired with quartz countertops, flowing seamlessly into a dedicated dining area—perfect for everyday meals or hosting. Just beyond, the spacious living room provides plenty of room to relax or entertain. You’ll appreciate the convenience of in-unit laundry, along with a private deck to enjoy some fresh air. The attached 1-stall garage adds extra comfort year-round. Association living means no more lawn care or snow removal—just move in and enjoy. Whether you're looking for a personal residence or a smart investment near campus, this one checks the boxes.

Getting Around

46
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Horizon Middle SchoolGrades 5-82.4 mi
7/10
Moorhead High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Roof: Flat
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: (CC) Low Rise (3- Levels)

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: In Unit

Basement

  • Basement: None

Bathroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom2

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Deck

  • Level: Upper

Dining Room

  • Level: Upper

Features

  • Finished area below ground: 0
  • Finished area above ground: 933

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 933
  • Total interior livable area: 933 sqft

Kitchen

  • Level: Upper

Living Room

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 589001260
  • Attached to another structure: Yes
  • Zoning description: Residential-Multi-Family,Other
  • Foundation area: 933

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck

Lot

  • Lot size: 1,306 sqft
  • Lot size dimensions: 162 x 150

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $606$7,272
Home Insurance *$183$2,196
Property Taxes $110$1,320
Electricity $170$2,050
Total$1,069$12,828
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$36,651/yr
40% on housing$32,070/yr
45% on housing$28,506/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$125,000
2024-06-20Sold$106,000
2024-05-22Pending sale$108,900
2024-05-05Listed for sale$108,900
2024-05-03Listing removed--
2024-03-27Listed for sale$109,000
2024-03-25Listing removed--
2024-03-12Price change$109,000
2024-02-03Listed for sale$110,000
2020-08-04Sold$83,000
2020-03-16Price change$90,000
2020-03-03Listed for sale$95,000
2017-08-08Sold$74,000
2012-09-07Sold$71,200
2012-06-29Price change$74,250
2012-06-05Price change$75,500
2012-05-11Listed for sale$76,000
2011-12-03Listing removed$79,900
2011-07-21Listed for sale$79,900

For Sale by Agent

AgentJoseph Haj
BrokerageREAL (1531 FGO)

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