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7401 Michael Dr, Hernando, MS, 38632

4beds
4baths
3,489sqft
$499,000
$143price/sqft
$3,351/moest. monthly cost
$134,040/yrincome needed

About This Home

Discover the perfect blend of comfort, country, and privacy on this beautifully landscaped 3-acre property, nestled among mature trees in the coveted Lewisburg School District—with no city taxes. This spacious 4-bedroom, 3.5-bath home offers thoughtful design and standout features throughout. From the welcoming large covered front porch to the expansive covered back porch and pergola, this home is made for relaxing and entertaining in style. Inside, enjoy a cozy hearth room for intimate gatherings, a formal dining room for hosting, large game/media room for fun and flexibility, grand primary suite with ornate, vaulted ceiling, separate tub and shower, and a huge walk-in closet. The best is yet to come! Step outside to your backyard oasis featuring an inground swimming pool and a charming pergola, perfect for outdoor dining, lounging, or enjoying the peaceful surroundings. Additional highlights: Landscaped, tree-filled lot offering beauty and privacy. Covered porches front and back for year-round enjoyment. Large, upstairs office. Located in top-rated Lewisburg School District. No city taxes for extra savings. This is a home that offers space, serenity, and style—inside and out. Listed BELOW appraisal value! Come see what makes this property truly special.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
Lewisburg Primary SchoolGrades PK-14.9 mi
9/10
Lewisburg Middle SchoolGrades 6-82.4 mi
9/10
Lewisburg High SchoolGrades 9-125.2 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Disposal,Refrigerator,Tankless Water Heater
  • Laundry features: Lower Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Pantry,Primary Downstairs,Recessed Lighting,Walk-In Closet(s),Granite Counters
  • Window features: Metal
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Gas Log,Great Room,Hearth,Master Bedroom,Propane
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Gas

Interior Area

  • Total structure area: 3,489
  • Total interior livable area: 3,489 sqft

Property

Details

  • Parcel number: 3069290100001700
  • Zoning description: Single Family Residence

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fiberglass,In Ground,Outdoor Pool
  • Patio & porch: Patio,Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 3 Acres
  • Features: Corner Lot,Few Trees,Landscaped,Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Concrete
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Heat Wave
Lightning
Earthquake
Inland Flooding
Ice Storm
Strong Wind
Wildfire

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$284$3,408
Property Taxes $220$2,640
Electricity $324$3,893
Total$3,351$40,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,891/yr
40% on housing$100,530/yr
45% on housing$89,360/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$143This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$161
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-12Price change$579,500
2025-12-01Price change$584,500
2025-10-02Price change$589,500
2025-08-19Price change$595,000
2025-06-25Price change$599,900
2025-04-29Listed for sale$605,000
2021-03-24Listing removed--
2016-12-23Listing removed$285,000
2016-12-23Listed for sale$285,000
2016-10-31Pending sale$285,000
2016-09-19Listed for sale$285,000
2013-11-08Sold--
2013-10-04Listed for sale$259,900
2013-01-25Listing removed$249,900
2012-01-26Listed for sale$249,900
2009-12-21Sold--

For Sale by Agent

AgentElizabeth A Thomas
BrokerageRE/MAX Realty Group

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