




1120 4th Ave S, Moorhead, MN, 56560
About This Home
Character, space, and versatility come together in this charming 5-bedroom, 3-bath two-story home! Original hardwood floors, a welcoming front porch with swing, and abundant living space create a warm and inviting atmosphere. The oversized kitchen offers ample cabinetry and counter space and opens to the dining area featuring a bay window. Recent updates include new carpet on the upper level and fresh paint in select areas. The lower level provides excellent flexibility with a separate kitchenette, bedroom, and bathroom—ideal for guests, multi-generational living, or potential rental opportunities. Additional features include a heated and finished double garage, and plenty of storage throughout. Conveniently located near schools, parks, shopping, Concordia College, and MSUM. A unique opportunity to own a character-filled home with room to grow! See attachment for long list of improvements.
Getting Around
Schools
Construction
Condition
- Year built: 1906
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Range,Refrigerator,Washer
- Laundry features: In Basement
Basement
- Basement: Egress Window(s),Storage Space,Sump Pump
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bathroom
- Level: Basement
Bedroom
- Level: Main
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Upper
Bedroom5
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
Features
- Finished area below ground: 400
- Finished area above ground: 1,421
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,074
- Total interior livable area: 1,821 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Other
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 588471290
- Zoning description: Residential-Single Family
- Foundation area: 653
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,162 | $13,944 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $281 | $3,372 |
| Electricity | $170 | $2,050 |
| Total | $1,796 | $21,552 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-06 | Price change | $215,000 |
| 2026-07-28 | Price change | $229,900 |
| 2026-07-20 | Price change | $237,000 |
| 2026-07-08 | Price change | $245,000 |
| 2026-06-26 | Price change | $254,900 |
| 2026-06-18 | Listed for sale | $264,900 |
| 2022-05-06 | Sold | $205,000 |
| 2022-03-18 | Listed for sale | $200,000 |
| 2017-12-01 | Sold | $158,500 |
| 2017-09-12 | Listed for sale | $163,500 |
| 2015-03-02 | Sold | $146,000 |
| 2015-02-02 | Listed for sale | $149,900 |
| 2013-03-19 | Sold | $100,000 |
| 2012-08-28 | Listed for sale | $109,900 |
