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175 250th St N, Hawley, MN, 56549

5beds
4baths
4,724sqft
$549,000
$116price/sqft
$3,860/moest. monthly cost
$154,400/yrincome needed

About This Home

Discover the perfect blend of comfort, convenience, and character in this beautifully maintained home nestled on over a one-acre lot with stunning views overlooking picturesque hills. This home combines the convenience of living with expansive indoor and outdoor spaces perfect for both entertaining and everyday comfort. With almost 5,000 sq ft of living space, this property offers an abundance of room throughout, including 5 spacious bedrooms, 4 bathrooms, wide hallways, and plenty of storage for easy, organized living. Thoughtful, unique, quality finishes are showcased throughout. Additional features include a 3-car garage, walk-out basement, and potential for a garden, play area, or future additions on the sizeable lot. The home is also equipped with a prosumer-grade network system designed to deliver exceptional coverage, reliable stability, and easy maintenance. Enjoy the peaceful feel of country living paired with a beautiful view of the countryside, all while staying close to work and just minutes from the area’s stunning lakes. Whether you love to entertain, need room to grow, or simply want space to breathe, this home delivers it all in a setting that’s hard to beat.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

9/10
Hawley Elementary SchoolGrades PK-61.9 mi
9/10
Hawley SecondaryGrades 7-121.9 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Deck

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room
  • Fireplace: Yes
  • Finished area below ground: 2,032
  • Finished area above ground: 2,492

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,724
  • Total interior livable area: 4,724 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Mud Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Patio

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 040730020
  • Zoning description: Other
  • Foundation area: 2232

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Composite Decking,Patio
  • Fencing: Invisible

Lot

  • Lot size: 1.32 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Drought
Tornado
Wildfire

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$198$2,376
Property Taxes $488$5,856
Electricity $398$4,781
Total$3,860$46,320
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$132,342/yr
40% on housing$115,800/yr
45% on housing$102,933/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$116This listing

vs Other Active Listings

Avg $/sqft

ZIP 56549$134
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56549
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$584,900
2026-03-26Listed for sale$599,900
2025-09-29Listing removed$599,900
2025-08-06Listed for sale$599,900
2015-10-05Sold$291,000
2015-08-01Price change$299,900
2015-05-15Price change$315,000
2015-04-25Price change$325,000
2015-03-28Listed for sale$340,000

For Sale by Agent

AgentScott Kittelson
BrokerageArcher Real Estate Services

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