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3000 Covent Garden St S, Moorhead, MN, 56560

2beds
1baths
1,152sqft
$185,000
$161price/sqft
$1,493/moest. monthly cost
$59,720/yrincome needed

About This Home

Easy one-level living at the end of a cul-de-sac! This charming slab-on-grade home offers comfort, convenience, and a bright open living space with a cozy fireplace… Welcome home! This well-maintained 2 bedroom, 1 bathroom slab-on-grade home is tucked away at the end of a cul-de-sac, offering comfortable one-level living with a practical and inviting layout. Once inside enjoy a bright and spacious living room with large windows that fill the space with natural light and a cozy fireplace perfect for relaxing evenings. The thoughtfully designed floor plan features a Hollywood-style bathroom with a walk-in closet and vanity area, providing both privacy and convenience. Enjoy the ease of main-level laundry and the added benefit of a double attached garage for storage and everyday convenience. Outside, the backyard includes a partially fenced area, providing privacy while still offering open space. The cul-de-sac setting adds to the home’s peaceful feel while keeping you close to nearby amenities.

Getting Around

30
WalkingCar-Dependent
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Horizon Middle SchoolGrades 5-81.7 mi
7/10
Moorhead High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Architectural Shingle

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Range,Refrigerator,Washer
  • Laundry features: Main Level

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,152

Flex Room

  • Level: Main

Foyer

  • Level: Main

Garage

  • Level: Main

Heating & Cooling

  • Heating features: Baseboard
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,152
  • Total interior livable area: 1,152 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Walk In Closet

  • Level: Main

Property

Accessibility

  • Accessibility features: No Stairs External,No Stairs Internal

Details

  • Parcel number: 588110870
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1152

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Wood

Lot

  • Lot size: 7,090 sqft
  • Lot size dimensions: 74.91 x 125.49 x 146.80 x 33.37

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $935$11,220
Home Insurance *$183$2,196
Property Taxes $205$2,460
Electricity $170$2,050
Total$1,493$17,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,188/yr
40% on housing$44,790/yr
45% on housing$39,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$161This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Pending sale$185,000
2026-03-17Listed for sale$185,000
2022-09-23Sold$155,000
2022-08-10Listed for sale$159,900

For Sale by Agent

AgentMichelle Crawford
BrokerageBerkshire Hathaway HomeServices Premier Properties

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